1198 Benjamin Pl, El Cajon, CA 92020 Property Records

San Diego County property record for 1198 Benjamin Pl, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,870 sqft · built 1967
Lot Size	0.218 acres (9,500 sqft)
Owner	Company Name on File
Last Sale	$830,000 (Nov 2025)
Tax Bill	$4,028 (2025)
Deeds & Mortgages	Nov 2025 Sale & Construction Loan Aug 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`492-630-16-00`

Property Details

APN / Parcel Number

Primary APN	`492-630-16-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,870 sqft Living Area

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Lot Area	9,500 sqft (0.218 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1198 BENJAMIN PL
City	EL CAJON
State	CA
Zip	92020-7203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 30 POR TR 005738
Legal Subdivision	BAART VILLAGE
Legal Tract	005738
Legal Block	2
Legal Lot Number	30
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2002
Census Tract	15302

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1276 AUTO PARK WAY, D, ESCONDIDO, CA 92029-2200
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Grant Deed, Construction Loan · Construction Mortgage CONVENTUS LLC
Aug 5, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 7, 2025 · Amount on Record
Deed Sale	Nov 7, 2025 · Amount on Record
Deed Document Number	2025316209
Prior Transfer Date	Jul 13, 2020
Prior Transfer Doc	0000434368
Record Updated	Sep 20, 2026

November 2025: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 7, 2025
Property Address	1198 BENJAMIN PL, EL CAJON, CA 92020-7203
Document Number	0000316209
Map Reference	MAP 5738
Instrument Date	Nov 6, 2025
Instrument	2025-0316209
Transaction Type	Construction Loan
Record Updated	Nov 26, 2025
Title Company	CHICAGO TITLE COMPANY CONCORD, CHICAGO TITLE CO COM DIV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1276 AUTO PARK WAY # 307, 307, ESCONDIDO, CA 92029-2295

Mortgage

Document Number	0000316210
Date	Nov 7, 2025
Instrument	2025-0316210

Lender

Name	CONVENTUS LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 5, 2020
Property Address	1198 BENJAMIN PL, EL CAJON, CA 92020-7203
Document Number	0000434368
Instrument Date	Jul 13, 2020
Instrument	434368
Transaction Type	Transfer
Record Updated	Aug 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	782 N GLEN OAKS DR ALPINE CA 919012737, ALPINE, CA 91901-2737

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1198 BENJAMIN PL, EL CAJON, CA 92020-7203
Document Number	0000614120
Instrument Date	Dec 18, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	782 N GLEN OAKS DR ALPINE CA 919012737, ALPINE, CA 91901-2737

Mortgage

Document Number	0000614120
Date	Dec 31, 2019
Instrument	614120

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$830,000 (+194.78%) Land $331,542 Building $498,458
2025	$4,028.00 (-1.85%)	$281,563 (+4.04%) Land $112,470 Building $169,093
2023	$4,104.00 (+2.57%)	$270,631 Land $108,103 Building $162,528
2022	$4,001.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1978–1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon, Wyyerd Connect.

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