Richland County property record for 1198 Beechfern Cir, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,196 sqft · built 2018 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $465,000 (May 2024) |
| Tax Bill | $4,088 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25815-07-17 |
| Primary APN | 25815-07-17 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,196 sqft Heated Area |
| Gross Area | 4,216 sqft |
| 1st Floor Area | 1,452 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Area | 712 sqft |
| Porch | Slab |
| Porch Area | 308 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02119665 |
|---|---|
| Street Address | 1198 BEECHFERN CIR |
| City | ELGIN |
| State | SC |
| Zip | 29045-6400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | LOT 123 81.3X156.8X80X171.1 #SU THE PARK PH 4&5 #PR RB2158-2552/2553 |
| Legal Subdivision | THE PARK @ WOODCREEK |
| Legal Lot Number | 81,123 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 11407 |
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1198 BEECHFERN CIR, ELGIN, SC 29045-6400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 7, 2022 | Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA |
| Dec 23, 2020 | Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE AFFINITY LLC |
| Dec 18, 2018 | Grant Deed, Subdivision Related Transfer · VA Mortgage NVR MTG FIN |
| Jul 24, 2018 | Grant Deed, Transfer OTHER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 9, 2024 · Amount on Record |
| Deed Sale | May 9, 2024 · Amount on Record |
| Prior Sale | Jun 7, 2022 · Amount on Record |
| Deed Document Number | 202420092 |
| Deed Book / Page | 2922 / 517 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jun 7, 2022 |
| Property Address | 1198 BEECHFERN CIR, ELGIN, SC 29045-6400 |
| Document Number | 0027511755 |
| Book / Page | 2751 / 1755 |
| Map Reference | MB 2158 PG 2552&2553 |
| Instrument Date | May 13, 2022 |
| Instrument | 2022032481 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,167.40 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1198 BEECHFERN CIR, ELGIN, SC 29045-6400 |
| Document Number | 2022032482 |
|---|---|
| Date | Jun 7, 2022 |
| Instrument | 2022032482 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Jun 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.37% |
| Index | 1-Year CMT |
| Max Rate | 8.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 1198 BEECHFERN CIR, ELGIN, SC 29045-6400 |
| Document Number | 2571/0948 |
| Instrument Date | Dec 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1198 BEECHFEM CIR ELGIN SC 29045, ELGIN, SC 29045 |
| Document Number | 2571/0948 |
|---|---|
| Date | Dec 31, 2020 |
| Book Page | 002571/000948 |
| Instrument | 74822 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 30, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Dec 18, 2018 |
| Property Address | 1198 BEECHFERN CIR, ELGIN, SC 29045-6400 |
| Document Number | 2358/3064 |
| Book / Page | 002358 / 003064 |
| Instrument Date | Dec 14, 2018 |
| Instrument | 92288 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 29, 2019 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,308.17 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1198 BEECHFERN CIR ELGIN SC 290456400, ELGIN, SC 29045-6400 |
| Document Number | 2358/3068 |
|---|---|
| Date | Dec 18, 2018 |
| Book Page | 002358/003068 |
| Instrument | 92289 |
| Name | NVR MTG FIN |
|---|---|
| Type | Mortgage Company |
| Address | CANONSBURG, PA 15317 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 17, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jul 24, 2018 |
| Property Address | 1198 BEECHFERN CIR, ELGIN, SC 29045-6400 |
| Document Number | 2322/0296 |
| Book / Page | 002322 / 000296 |
| Instrument Date | Jul 24, 2018 |
| Instrument | 52808 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $160.95 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7 TECHNOLOGY CIR #150 COLUMBIA SC 292038407, 150, COLUMBIA, SC 29203-8407 |
| Investor | Possibly a Property Investor |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,088.00 (-73.99%) | $465,000 (+31.5%) Land $65,100 Building $399,900 | |
| 2023 | $15,719.00 | ||
| 2021 | $14,144 Land $1,760 Building $12,384 | $353,600 Land $44,000 Building $309,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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