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1198 4th St, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 1198 4th St, Los Osos, CA 93402 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 312 sqft · built 1940
Lot Size0.072 acres (3,125 sqft)
OwnerIndividual Name on File
Last Sale$675,000 (Apr 2025)
Tax Bill$8,262 (2025)
Deeds & MortgagesApr 2021 Mortgage
Dec 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN038-031-033

Property Details

APN / Parcel Number

Primary APN038-031-033

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area312 sqft Living Area
1st Floor Area312 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Construction TypeWood
Lot Area3,125 sqft (0.072 acres)

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
SewerSeptic

Location & Zoning

Street Address1198 4TH ST
CityLOS OSOS
StateCA
Zip93402-1202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTN EL MORO BL 28 LT 22
Legal SubdivisionEL MORO
Legal Block28
Legal Lot Number22
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1004
Census Tract10701

Owner

Source: San Luis Obispo County records · APN 038-031-033

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1198 4TH ST, LOS OSOS, CA 93402-1202
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Dec 16, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
LENOX FINANCIAL MORTGAGE CORP
Oct 22, 2021Grant Deed, Transfer
PLACER TITLE COMPANY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 22, 2025 · Amount on Record
Deed SaleApr 22, 2025 · Amount on Record
Prior SaleOct 22, 2021 · Amount on Record
Deed Document Number202511239
Prior Transfer DateNov 30, 2021
Prior Transfer Doc0000081927
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1198 4TH ST, LOS OSOS, CA 93402-1202
Transaction TypeMortgage
Record UpdatedAug 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1198 4TH ST, LOS OSOS, CA 93402-1202
InvestorPossibly a Property Investor

Mortgage

Document Number0000030232
DateApr 22, 2021
Instrument2021030232
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueFeb 01, 2051

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateDec 16, 2021
Property Address1198 4TH ST, LOS OSOS, CA 93402-1202
Document Number0000081927
Map ReferenceMB A PG 80
Instrument DateNov 30, 2021
Instrument2021081927
Transaction TypeTransfer
Record UpdatedAug 17, 2023
Title CompanyTWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address30 VISTA FIRENZE, LAGUNA HILLS, CA 92653-5352

Mortgage

Document Number0000081928
DateDec 16, 2021
Instrument2021081928
Lender
NameLENOX FINANCIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

October 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateOct 22, 2021
Property Address1198 4TH ST, LOS OSOS, CA 93402-1202
Document Number0000071693
Map ReferenceMB A PG 80
Instrument DateOct 12, 2021
Instrument2021071693
Transaction TypeTransfer
Record UpdatedAug 17, 2023
Title CompanyPLACER TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address1198 4TH ST, LOS OSOS, CA 93402-1202
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$688,500 (+28.47%) Land $561,000 Building $127,500
2025$8,262.00 (+5.81%)$535,909 (+4.04%) Land $451,013 Building $84,896
2023$7,808.00 (+3.1%)$515,100 Land $433,500 Building $81,600
2022$7,573.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone VE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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