Cook County property record for 1198 1st St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 994 sqft · built 1960 |
| Lot Size | 0.185 acres (8,040 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,280 (2023) |
| Deeds & Mortgages | Oct 2018 Mortgage Jan 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-06-108-006 |
| Primary APN | 06-06-108-006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 994 sqft Living Area |
| 1st Floor Area | 994 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 8,040 sqft (0.185 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1198 1ST ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-2506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTHERLY7 FT LOT22 PART SEC06 PART S07+ T41N R09E 3P |
| Legal Range | 9E |
| Legal Township | 41N |
| Legal Section | 06 |
| Legal Subdivision | BLACKHAWK MANOR |
| Legal Lot Number | 22 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 804313 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15724 CAPRON RD, CAPRON, IL 61012-9520 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 4, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CMG FIN'L |
| Jan 26, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 24, 2024 |
| Transfer Doc | 0000016048 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1198 1ST ST, ELGIN, IL 60120-2506 |
| Document Number | 1828455042 |
| Instrument Date | Oct 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1198 1ST ST ELGIN IL 601202506, ELGIN, IL 60120-2506 |
| Document Number | 1828455042 |
|---|---|
| Date | Oct 11, 2018 |
| Instrument | 28455042 |
| Name | CMG FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN RAMON, CA 94583-1382 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 10, 2048 |
| Rate | 5.25% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jan 26, 2018 |
| Property Address | 1198 1ST ST, ELGIN, IL 60120-2506 |
| Document Number | 1802649123 |
| Instrument Date | Nov 11, 2017 |
| Instrument | 2649123 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1198 1ST ST ELGIN IL 601202506, ELGIN, IL 60120-2506 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $28,000 (+29.29%) Land $5,628 Building $22,372 | $280,000 (+29.29%) Land $56,280 Building $223,720 | |
| 2023 | $5,280.00 (+3.51%) | ||
| 2022 | $5,101.00 Homeowner's exemption | $21,657 Land $5,226 Building $16,431 | $216,570 Land $52,260 Building $164,310 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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