11977 Effen St, Etiwanda (Rancho Cucamonga), CA 91739 Property Records

San Bernardino County property record for 11977 Effen St, Etiwanda, CA 91739

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,170 sqft · built 1975
Lot Size	0.162 acres (7,070 sqft)
Owner	2 Individual Names on File
Last Sale	$282,000 (May 2013)
Tax Bill	$3,870 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1090-301-06-0000`

Property Details

APN / Parcel Number

Primary APN	`1090-301-06-0000`
Alternative APN	`0227284010000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,170 sqft Living Area
1st Floor Area	1,170 sqft
Family Room	Family Room

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Modern
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,070 sqft (0.162 acres)
Garage Type	Detached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Patio/Porch
Porch Area	154 sqft
Patio Area	118 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	11977 EFFEN ST
City	RANCHO CUCAMONGA
State	CA
Zip	91739-9774
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 8369 LOT 74
Legal Subdivision	TRACT NO. 8369
Legal Tract	8369
Legal Block	3
Legal Lot Number	74
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	3
Census Block	3003
Census Tract	2047

Owner

Source: San Bernardino County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	11977 EFFEN ST, RANCHO CUCAMONGA, CA 91739-9774
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2023	Deed of Trust, Mortgage · Line of Credit INTELLILOAN INC
Jun 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Sep 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 2, 2013 · Amount on Record
Deed Sale	May 2, 2013 · Amount on Record
Prior Sale	Apr 1, 2011 · Amount on Record
Deed Document Number	2013186545
Last Transfer Date	Oct 21, 2016
Transfer Doc	0000452178
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	11977 EFFEN ST, ETIWANDA, CA 91739-9774
Transaction Type	Mortgage
Record Updated	May 4, 2023
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11977 EFFEN ST, RANCHO CUCAMONGA, CA 91739-9774

Mortgage

Document Number	0000087036
Date	Apr 13, 2023
Instrument	2023-0087036

Lender

Name	INTELLILOAN INC
Type	Mortgage Company
Address	SANTA ANA, CA 92799

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	11977 EFFEN ST, ETIWANDA, CA 91739-9774
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000203892
Date	Jun 19, 2020
Instrument	2020-0203892

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	217 Months
Due	Jul 1, 2038

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	11977 EFFEN ST, ETIWANDA, CA 91739-9774
Document Number	0000333139
Instrument Date	Sep 6, 2019
Transaction Type	Mortgage
Record Updated	Oct 2, 2019
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	11977 EFFEN ST RANCHO CUCAMONGA CA 917399774, RANCHO CUCAMONGA, CA 91739-9774

Mortgage

Document Number	0000333139
Date	Sep 17, 2019
Instrument	333139

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 16, 2039

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Rancho Cucamonga City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Etiwanda Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$354,209 (+2%) Land $88,552 Building $265,657
2025	$3,870.00 (+5.11%)	$347,264 (+4.04%) Land $86,816 Building $260,448
2023	$3,682.00 (+1.02%)	$333,779 Land $83,445 Building $250,334
2022	$3,645.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUCAMONGA VALLEY WATER DISTRICT serves 213,375 people · EPA ID CA3610018
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: California Internet, Frontier.

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