11976 N 1775th Rd, Teutopolis, IL 62467 Property Records

Effingham County property record for 11976 N 1775th Rd, Teutopolis, IL 62467

Property Summary

Property Type	Rural Home
Details	2,812 sqft · built 2018
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$40,000 (Oct 2005)
Tax Bill	$13 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`14-10-001-048`

Property Details

APN / Parcel Number

Primary APN	`14-10-001-048`

Interior

Stories	1 Story
Building Area	2,812 sqft Base Area
1st Floor Area	2,812 sqft
Basement Area	2,812 sqft
Unfinished Basement	2,812 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	217,800 sqft (5 acres)
Garage Area	1,449 sqft
Parking Spaces	5 Parking Spaces
Pole Barn	720 sqft

Location & Zoning

Street Address	11976 N 1775TH RD
City	TEUTOPOLIS
State	IL
Zip	62467-3905
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	E 5 ACS OF W 10 ACS OF N 20S AC E 1/2 NE 2175/284 1911/101 1607/347 1099/317
Jurisdiction	EFFINGHAM IL
Township / Civil Division	WATSON
Census Block Group	1
Census Block	1026
Census Tract	950500

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11976 N 1775TH RD, TEUTOPOLIS, IL 62467-3905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA
Sep 21, 2018	Deed of Trust, Mortgage · Construction Mortgage DIETERICH BANK NA
Apr 16, 2020	Deed of Trust, Mortgage · Construction Mortgage DIETERICH BANK NA
Apr 16, 2020	Deed of Trust, Mortgage · Construction Mortgage DIETERICH BANK NA
Sep 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2005 · Amount on Record
Deed Sale	Oct 21, 2005 · Amount on Record
Deed Document Number	20055795
Deed Book / Page	2175 / 284
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	11976 N 1775TH RD, TEUTOPOLIS, IL 62467-3905
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3682/258
Date	May 4, 2021
Book Page	3682/258
Instrument	202121002183

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	3.92%
Type Change Date	May 1, 2026
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.92%
Index	1-Year CMT
Max Rate	8.92%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	11976 N 1775TH RD, TEUTOPOLIS, IL 62467-3905
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	ACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3682/160
Date	May 3, 2021
Book Page	3682/160
Instrument	202121002169

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	11976 N 1775TH RD, TEUTOPOLIS, IL 62467-3905
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BURNETT TITLE, BURNET TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3416/003
Date	Sep 21, 2018
Book Page	3416/003
Instrument	201801803937

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 18, 2019

Interest

Rate Type	Fixed Rate
Rate	2.99%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	11976 N 1775TH RD, TEUTOPOLIS, IL 62467-3905
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3550/213
Date	Apr 16, 2020
Book Page	3550/213
Instrument	202020001619

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 9, 2021

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	11976 N 1775TH RD, TEUTOPOLIS, IL 62467-3905
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3550/194
Date	Apr 16, 2020
Book Page	3550/194
Instrument	202020001618

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 9, 2021

Interest

Rate Type	Fixed Rate
Rate	2.99%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	11976 N 1775TH RD, TEUTOPOLIS, IL 62467-3905
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BURNETT TITLE, BURNET TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3498/003
Date	Sep 19, 2019
Book Page	3498/003
Instrument	201901903750

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2039

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Watson Township
Unified School District	Teutopolis Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13.00	$205,740 (+33.73%) Land $3,590 Building $202,150	$617,220 (+33.73%) Land $10,770 Building $606,450
2022	Homeowner's exemption	$153,850 Land $2,660 Building $151,190	$461,550 Land $7,980 Building $453,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: Verizon.

Nearby Properties on N 1775th Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures