11976 47th Pl NE, Saint Michael, MN 55376 Property Records

Wright County property record for 11976 47th Pl NE, Saint Michael, MN 55376

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 2,416 sqft · built 2006
Lot Size	0.341 acres (14,878 sqft)
Owner	2 Individual Names on File
Last Sale	$399,900 (Oct 2020)
Tax Bill	$5,476 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Nov 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`114-111-008020`

Property Details

APN / Parcel Number

Primary APN	`114-111-008020`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,416 sqft Living Area
1st Floor Area	1,246 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2007
Architectural Style	Modular
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	14,878 sqft (0.341 acres)
Garage Type	Attached
Garage Area	808 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	100 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	11976 47TH PL NE
City	SAINT MICHAEL
State	MN
Zip	55376-4913
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-12 TWP-120 RANGE-024 HIGHLANDS ST MICHAEL 2ND ADDN LOT-002 BLOCK-008 002 BLOCK-008
Legal Range	024
Legal Township	120
Legal Section	12
Legal Subdivision	HIGHLANDS ST MICHAEL 2ND ADDN
Legal Block	8
Legal Lot Number	2
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	3
Census Block	3000
Census Tract	100805

Owner

11976 47th Pl NE is owned and occupied by two individuals who bought it in October 2020.

Source: Wright County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11976 47TH PL NE, SAINT MICHAEL, MN 55376-4913
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Deed of Trust, Mortgage · Closed-End Mortgage THINK MUTUAL BANK
Nov 21, 2022	Deed of Trust, Mortgage · Line of Credit THINK MUTUAL BANK
Jan 27, 2021	Grant Deed, Subdivision Related Transfer · Conventional with PMI LENNAR MTG LLC
Oct 20, 2020	Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP
Sep 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage EDINA RLTY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2020 · Amount on File
Deed Sale	Oct 20, 2020 · Amount on File
Prior Sale	Jun 12, 2007 · Amount on File
Deed Document Number	20201444615
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	11976 47TH PL NE, SAINT MICHAEL, MN 55376-4913
Transaction Type	Mortgage
Record Updated	Nov 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11976 47TH PL NE, SAINT MICHAEL, MN 55376-4913

Mortgage

Document Number	00A1585712
Date	Sep 18, 2025
Instrument	A1585712

Lender

Name	THINK MUTUAL BANK
Type	Bank
Address	ROCHESTER, MN 55903

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 22, 2045

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	11976 47TH PL NE, SAINT MICHAEL, MN 55376-4913
Transaction Type	Mortgage
Record Updated	Jan 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11976 47TH PINE, SAINT MICHAEL, MN 55376-4913

Mortgage

Document Number	00A1521405
Date	Nov 21, 2022
Instrument	A1521405

Lender

Name	THINK MUTUAL BANK
Type	Bank
Address	ROCHESTER, MN 55903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Nov 20, 2032

January 2021: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	WRIGHT MN
Recording Date	Jan 27, 2021
Property Address	11976 47TH PL NE, SAINT MICHAEL, MN 55376-4913
Document Number	0001456602
Instrument Date	Jan 22, 2021
Instrument	1456602
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 23, 2021
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,382.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	17605 81ST ST NE OTSEGO MN 55374, OTSEGO, MN 55374

Mortgage

Document Number	1456604
Date	Jan 27, 2021
Instrument	1456604

Lender

Name	LENNAR MTG LLC
Address	MIAMI, FL 33172-3139

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 26, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Oct 20, 2020
Property Address	11976 47TH PL NE, SAINT MICHAEL, MN 55376-4913
Document Number	0001444615
Instrument Date	Sep 3, 2020
Instrument	1444615
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,319.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11976 47TH PL NE, SAINT MICHAEL, MN 55376-4913

Mortgage

Document Number	0001444616
Date	Oct 20, 2020
Instrument	1444616

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	11976 47TH PL NE, SAINT MICHAEL, MN 55376-4913
Document Number	0001356331
Instrument Date	Sep 19, 2017
Transaction Type	Mortgage
Record Updated	Dec 8, 2017
Title Company	EDINA REALTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11976 47TH PL NE ST MICHAEL MN 553764913, ST MICHAEL, MN 55376-4913

Mortgage

Document Number	0001356331
Date	Oct 23, 2017
Instrument	1356331

Lender

Name	EDINA RLTY MTG
Type	Mortgage Company
Address	WEST DES MOINES, ID 50266

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 11976 47th Pl NE was $5,476.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,476.00	$492,500 (+5.3%) Land $82,000 Building $410,500	$492,500 (+5.3%) Land $82,000 Building $410,500
2025		$467,700 Land $84,000 Building $383,700	$467,700 Land $84,000 Building $383,700
2023	$5,642.00 (+0.79%)	$502,400 Land $83,200 Building $419,200	$502,400 Land $83,200 Building $419,200
2022	$5,598.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11976 47th Pl NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11976 47th Pl NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Joint Powers Water Board serves 30,922 people · EPA ID MN1860024
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.56 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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