11975 W 129th Ave, Cedar Lake, IN 46303 Property Records

Lake County property record for 11975 W 129th Ave, Cedar Lake, IN 46303

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,456 sqft · built 1987
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$635,000 (Oct 2025)
Tax Bill	$5,634 (2024)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Oct 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`005-05-06-0020-0001`

Property Details

APN / Parcel Number

Primary APN	`005-05-06-0020-0001`
Alternative APNs	`45-15-20-401-001.000-013` `050600200001`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,456 sqft Living Area
Basement Area	2,064 sqft
Finished Basement	1,000 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2000
Construction Type	Brick
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Gazebo	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	005-05-06-0020-0001
Old Parcel Number	050600200001
Street Address	11975 W 129TH AVE
City	CEDAR LAKE
State	IN
Zip	46303-9381
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W. 5AC. NW SE S.20 T.34 R.9 5AC.
Legal Range	09
Legal Township	34
Legal Section	20
Legal Lot Number	1
Jurisdiction	LAKE IN
Township / Civil Division	HANOVER
Census Block Group	2
Census Block	2000
Census Tract	42904

Owner

11975 W 129th Ave is owned and occupied by an individual who bought it in October 2025.

Source: Lake County records, as of March 18, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	11975 W 129TH AVE, CEDAR LAKE, IN 46303-9381
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Warranty Deed, Transfer · Conventional Mortgage CENTIER BANK
Oct 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage CU FINANCIAL INC
Aug 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Jun 28, 2019	Warranty Deed, Transfer · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2025 · Amount on File
Deed Sale	Oct 8, 2025 · Amount on File
Prior Sale	Jun 28, 2019
Deed Document Number	2025-538578
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Oct 8, 2025
Property Address	11975 W 129TH AVE, CEDAR LAKE, IN 46303-9381
Document Number	0000038578
Instrument Date	Oct 3, 2025
Instrument	2025-538578
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11975 W 129TH AVE, CEDAR LAKE, IN 46303-9381

Mortgage

Document Number	0000038579
Date	Oct 8, 2025
Instrument	2025-538579

Lender

Name	CENTIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	11975 W 129TH AVE, CEDAR LAKE, IN 46303-9381
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072127
Date	Oct 23, 2018
Instrument	2018 072127

Lender

Name	CU FINANCIAL INC
Type	Mortgage Company
Address	ORLAND PARK, IL 60467

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	11975 W 129TH AVE, CEDAR LAKE, IN 46303-9381
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MERIDIAN TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052750
Date	Aug 13, 2020
Instrument	2020 052750

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Type	Mortgage Company
Address	ANN ARBOR, MI 48108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jun 28, 2019
Property Address	11975 W 129TH AVE, CEDAR LAKE, IN 46303-9381
Document Number	0000039194
Instrument Date	Jun 17, 2019
Instrument	2019 039194
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	COMMUNITY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11975 W 129TH AVE, CEDAR LAKE, IN 46303-9381

Mortgage

Document Number	0000039195
Date	Jun 28, 2019
Instrument	2019 039195

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Hanover Township
Unified School District	Hanover Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$588,500 (+9.69%) Land $116,000 Building $472,500	$588,500 (+9.69%) Land $116,000 Building $472,500
2024	$5,634.00	$536,500 (-1.67%) Land $116,000 Building $420,500	$536,500 (-1.67%) Land $116,000 Building $420,500
2023		$545,600 (+4.86%) Land $80,000 Building $465,600	$545,600 (+4.86%) Land $80,000 Building $465,600
2022	$5,816.00	$520,300 Land $80,000 Building $440,300	$520,300 Land $80,000 Building $440,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11975 W 129th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11975 W 129th Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 45% of Indiana
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
NITCO Fixed Wireless	10 / 1

May also be available: Xfinity.

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