11975 Timberlake Dr, Cincinnati, OH 45249 Property Records

Hamilton County property record for 11975 Timberlake Dr, Cincinnati, OH 45249

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,281 sqft · built 1982
Lot Size	0.714 acres (31,102 sqft)
Owner	Owner Name on Record
Last Sale	$390,000 (May 2010)
Tax Bill	$9,363 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Nov 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`620-0201-0159-00`

Property Details

APN / Parcel Number

Primary APN	`620-0201-0159-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,281 sqft Living Area
1st Floor Area	1,815 sqft
2nd Floor Area	1,466 sqft
Basement Area	1,815 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	31,102 sqft (0.714 acres)
Lot Dimensions	331 ft deep x 104 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	144 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	11975 TIMBERLAKE DR
City	CINCINNATI
State	OH
Zip	45249-1316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIMBERLAKE DR 104.01 X 331.83 IRR LOT 159 PAULMEADOWS SUB BL C PT 2
Legal Subdivision	PAULMEADOWS SUB
Legal Block	C
Legal Lot Number	159
Jurisdiction	HAMILTON OH
Township / Civil Division	SYMMES
Census Block Group	1
Census Block	1000
Census Tract	24301

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	11975 TIMBERLAKE DR, CINCINNATI, OH 45249-1316
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Line of Credit GENERAL ELECTRIC CU
Nov 17, 2021	Deed of Trust, Mortgage · Line of Credit GENERAL ELECTRIC CU
Aug 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Mar 11, 2021	Deed of Trust, Mortgage · Line of Credit GENERAL ELECTRIC CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2010 · Amount on Record
Deed Sale	May 18, 2010 · Amount on Record
Prior Sale	Jul 10, 2008
Deed Document Number	10-054722
Deed Book / Page	11433 / 00444
Prior Transfer Date	May 11, 2010
Prior Transfer Doc	0000054722
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	11975 TIMBERLAKE DR, CINCINNATI, OH 45249-1316
Transaction Type	Mortgage
Record Updated	Dec 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000137343
Date	Nov 12, 2021
Book Page	14543/3176
Instrument	2021-0137343

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	CINCINNATI, OH 45241

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 5, 2036

Interest

Rate Type	Adjustable Rate
Rate	2.49%
Type Change Date	Nov 6, 2022
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	9.49%
Index	Other
Max Rate	9.49%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	11975 TIMBERLAKE DR, CINCINNATI, OH 45249-1316
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	RELIABLE LAND TITLE AGENCY LLC, RELIABLE LAND TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000139172
Date	Nov 17, 2021
Book Page	14546/2411
Instrument	2021-0139172

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	CINCINNATI, OH 45241

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 5, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	11975 TIMBERLAKE DR, CINCINNATI, OH 45249-1316
Transaction Type	Mortgage
Record Updated	Sep 23, 2021
Title Company	OLD TOWN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000100317
Date	Aug 18, 2021
Book Page	14483/2590
Instrument	2021-0100317

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	11975 TIMBERLAKE DR, CINCINNATI, OH 45249-1316
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	RELIABLE LAND TITLE AGENCY LLC, RELIABLE LAND TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11975 TIMBERLAKE DR, CINCINNATI, OH 45249-1316

Mortgage

Document Number	0000030985
Date	Mar 11, 2021
Book Page	14372/1602
Instrument	2021-0030985

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	CINCINNATI, OH 45241

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 3, 2036

Interest

Rate Type	Adjustable Rate
Rate	3.49%
Type Change Date	Mar 4, 2022
Change Frequency	Monthly
Min Rate At Change	3.75%
Max Rate At Change	6.49%
Index	Prime Rate
Max Rate	10.4%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Symmes Township
Unified School District	Sycamore Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,363.00 (+3.16%)	$185,336 (-) Land $27,983 Building $157,353
2024	$9,076.00 (+0.55%)	$185,336 (-) Land $27,983 Building $157,353
2023	$9,026.00 (+17.59%)	$185,336 (+44.75%) Land $27,983 Building $157,353	$529,530 (+44.75%) Land $79,950 Building $449,580
2022	$7,676.00 Homeowner's exemption	$128,041 Land $30,223 Building $97,818
2020			$365,830 Land $86,350 Building $279,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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