Duval County property record for 11975 Smith Pointe Ct, Jacksonville, FL 32218
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,231 sqft · built 2019 |
| Lot Size | 0.282 acres (12,299 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $365,000 (Oct 2025) |
| Tax Bill | $4,077 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Apr 2024 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 044180-2675 |
| Primary APN | 044180-2675 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,231 sqft Living Area |
| Gross Area | 3,227 sqft |
| 1st Floor Area | 2,231 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,299 sqft (0.282 acres) |
| Garage Type | Attached |
| Garage Area | 638 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 358 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 11975 SMITH POINTE CT |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32218-3054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RLD-60 |
| Legal Description | 62-79 49-1S-26E .28 SMITH POINTE LOT 31 |
| Legal Range | 26E |
| Legal Township | 01S |
| Legal Section | 49 |
| Legal Subdivision | SMITH POINTE |
| Legal Block | 1 |
| Legal Lot Number | 31 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE NORTH |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 10305 |
Source: Duval County records, as of September 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 11975 SMITH POINTE CT, JACKSONVILLE, FL 32218-3054 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| May 24, 2021 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Apr 30, 2024 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Oct 16, 2025 | Warranty Deed, Transfer STATE JOHNS TITLE LLC, ST JOHNS TITLE LLC |
| Jun 6, 2019 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage FBC MORTGAGE LLC |
| Jan 11, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 16, 2025 · Amount on Record |
| Deed Sale | Oct 16, 2025 · Amount on Record |
| Prior Sale | Jun 6, 2019 · Amount on Record |
| Deed Document Number | 2025240835 |
| Deed Book / Page | 21657 / 651 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 11975 SMITH POINTE CT, JACKSONVILLE, FL 32218-3054 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2025 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 11975 SMITH POINTE CT, JACKSONVILLE, FL 32218-3054 |
| Document Number | 0197341980 |
|---|---|
| Date | May 24, 2021 |
| Book Page | 19734/1980 |
| Instrument | 2021130695 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 11975 SMITH POINTE CT, JACKSONVILLE, FL 32218-3054 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2025 |
| Name | Verified Name |
|---|---|
| Address | 11975 SMITH POINTE CT, JACKSONVILLE, FL 32218-3054 |
| Document Number | 0210370674 |
|---|---|
| Date | Apr 30, 2024 |
| Book Page | 21037/674 |
| Instrument | 2024092328 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | May 1, 2064 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Oct 16, 2025 |
| Property Address | 11975 SMITH POINTE CT, JACKSONVILLE, FL 32218-3054 |
| Document Number | 0216570651 |
| Book / Page | 21657 / 651 |
| Map Reference | MB 62 PG 79 |
| Instrument Date | Oct 10, 2025 |
| Instrument | 2025240835 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2025 |
| Title Company | STATE JOHNS TITLE LLC, ST JOHNS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,555.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4090 HODGES BLVD APT 1101, 1101, JACKSONVILLE, FL 32224-4211 |
| Name | Verified Name |
|---|---|
| Address | 11975 SMITH POINTE CT, JACKSONVILLE, FL 32218-3054 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Jun 6, 2019 |
| Property Address | 11975 SMITH POINTE CT, JACKSONVILLE, FL 32218-3054 |
| Document Number | 0188180692 |
| Book / Page | 18818 / 0692 |
| Map Reference | MB 62 PG 79-82 |
| Instrument Date | May 31, 2019 |
| Instrument | 2019132199 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,992.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3000 GULF BREEZE PKWY, 3000, GULF BREEZE, FL 32563-5623 |
| Name | Verified Name |
|---|---|
| Address | 11975 SMITH POINTE CT, JACKSONVILLE, FL 32218-3054 |
| Document Number | 2019132200 |
|---|---|
| Date | Jun 6, 2019 |
| Instrument | 2019132200 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Jan 11, 2018 |
| Property Address | 11975 SMITH POINTE CT, JACKSONVILLE, FL 32218-3054 |
| Document Number | 0182481968 |
| Book / Page | 018248 / 001968 |
| Instrument Date | Dec 10, 2017 |
| Instrument | 8447 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623 |
| Investor | Possibly a Property Investor |
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $313,319 (+25.48%) Land $50,000 Building $263,319 | $313,319 (-1.85%) Land $50,000 Building $263,319 | |
| 2025 | $4,077.00 (+6.95%) Homeowner's exemption | $249,689 (+2.9%) | $319,226 (+1%) Land $50,000 Building $269,226 |
| 2024 | $3,812.00 (+2.92%) Homeowner's exemption | $242,653 (+3%) | $316,069 (-11.34%) Land $45,500 Building $270,569 |
| 2023 | $3,704.00 (+9.2%) Homeowner's exemption | $235,586 (+3%) | $356,486 (+23.66%) Land $58,500 Building $297,986 |
| 2022 | $3,392.00 Homeowner's exemption | $228,725 | $288,281 Land $45,000 Building $243,281 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 42 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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