11974 Cedarcreek Dr, Cincinnati, OH 45240 Property Records

Hamilton County property record for 11974 Cedarcreek Dr, Cincinnati, OH 45240

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,118 sqft · built 1968
Lot Size	0.305 acres (13,286 sqft)
Owner	2 Individual Names on Record
Last Sale	$197,000 (Jun 2020)
Tax Bill	$4,990 (2025)
Deeds & Mortgages	Jul 2023 Transfer Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`590-0411-0008-00`

Property Details

APN / Parcel Number

Primary APN	`590-0411-0008-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,118 sqft Living Area
1st Floor Area	1,122 sqft
2nd Floor Area	996 sqft
Basement Area	996 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	13,286 sqft (0.305 acres)
Lot Dimensions	177 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	11974 CEDARCREEK DR
City	CINCINNATI
State	OH
Zip	45240-1550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDARCREEK DR 65.52 X 177.84 IRR-LOT 600 KEMPERMILL VILLAGE SUB BLK B PT 4
Legal Subdivision	KEMPERMILL VILLAGE SUB
Legal Block	B
Legal Lot Number	600
Jurisdiction	HAMILTON OH
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1004
Census Tract	21508

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11974 CEDARCREEK DR, CINCINNATI, OH 45240-1550
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2023	Transfer on Death Deed, Transfer
Jun 11, 2020	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS
Jul 10, 2017	Deed of Trust, Mortgage · VA Mortgage LOAN ONE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2020 · Amount on Record
Deed Sale	Jun 11, 2020 · Amount on Record
Prior Sale	Jul 17, 2002 · Amount on Record
Deed Document Number	0000054956
Deed Book / Page	014187 / 000549
Record Updated	Jun 8, 2026

July 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 13, 2023
Property Address	11974 CEDARCREEK DR, CINCINNATI, OH 45240-1550
Document Number	0000048413
Book / Page	14956 / 1981
Map Reference	MB 131 PG 21
Instrument Date	Jul 10, 2023
Instrument	2023-0048413
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11974 CEDARCREEK DR, CINCINNATI, OH 45240-1550

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 11, 2020
Property Address	11974 CEDARCREEK DR, CINCINNATI, OH 45240-1550
Document Number	0000054956
Book / Page	014187 / 000549
Instrument Date	Jun 5, 2020
Instrument	54956
Transaction Type	Transfer
Record Updated	Jul 24, 2020
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$788.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11974 CEDARCREEK DR CINCINNATI OH 452401550, CINCINNATI, OH 45240-1550

Mortgage

Document Number	54957
Date	Jun 11, 2020
Book Page	014187/000551
Instrument	54957

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2050

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	11974 CEDARCREEK DR, CINCINNATI, OH 45240-1550
Document Number	0000067263
Book / Page	013466 / 002365
Instrument Date	Jul 10, 2017
Transaction Type	Mortgage
Record Updated	Sep 12, 2017
Title Company	LANDSEL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11974 CEDARCREEK DR CINCINNATI OH 452401550, CINCINNATI, OH 45240-1550

Mortgage

Document Number	0000067263
Date	Jul 25, 2017
Book Page	013466/002365
Instrument	67263

Lender

Name	LOAN ONE
Type	Funding / Finance Company
Address	WESTERVILLE, OH 43081

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 24, 2032

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Springfield Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,990.00 (+2.34%)	$78,806 (+%) Land $14,871 Building $63,935
2024	$4,876.00 (+5.22%)	$78,805 (-) Land $14,871 Building $63,934
2023	$4,634.00 (-8.11%)	$78,805 (+14.29%) Land $14,871 Building $63,934	$225,160 (+14.29%) Land $42,490 Building $182,670
2022	$5,043.00 Homeowner's exemption	$68,951 Land $12,877 Building $56,074
2020			$197,000 Land $36,790 Building $160,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Feb 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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