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11974 103rd St, Largo, FL 33773 Property Records

Pinellas County property record for 11974 103rd St, Largo, FL 33773

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,021 sqft · built 1955
Lot Size0.206 acres (9,004 sqft)
OwnerOwner Name on File
Last Sale$122,000 (Jun 2008)
Tax Bill$1,347 (2025)
Deeds & MortgagesMar 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APNC62-000-750-0425-9

Property Details

APN / Parcel Number

Primary APNC62-000-750-0425-9
Alternative APNs
  • 10-30-15-64314-010-0350
  • 153010643140100350
  • R114015

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,021 sqft Heated Area
1st Floor Area812 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1994
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialTar & Gravel
Lot Area9,004 sqft (0.206 acres)
Lot Dimensions120 ft deep x 75 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area562 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemFloor/Wall Furnace

Location & Zoning

Account NumberR114015
Old Parcel Number153010643140100350
Street Address11974 103RD ST
CityLARGO
StateFL
Zip33773-2315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORANGE LAKE VILLAGE BLK 10, LOT 35 AND N 6FT OF LOT 36 AND S 19FT OF LOT 34
Legal Range15
Legal Township30
Legal Section10
Legal SubdivisionORANGE LAKE VILLAGE
Legal Block10
Legal Lot Number35
JurisdictionPINELLAS FL
Township / Civil DivisionBOCA CIEGA
Census Block Group2
Census Block2000
Census Tract25115

Owner

The current owner of 11974 103rd St bought it in June 2008.

Source: Pinellas County records, as of December 26, 2025

Owner of RecordOwner Name on File
Mailing Address11974 103RD ST, LARGO, FL 33773-2315
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 20, 2008 · Amount on File
Deed SaleJun 20, 2008 · Amount on File
Prior SaleOct 9, 2000 · Amount on File
Deed Document Number0016293101
Deed Book / Page16293 / 101
Record UpdatedJun 8, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address11974 103RD ST, LARGO, FL 33773-2315
Transaction TypeMortgage
Record UpdatedApr 5, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address11974 103RD ST, LARGO, FL 33773-2315

Mortgage

Document Number0219772673
DateMar 16, 2022
Book Page21977/2673
Instrument2022083093
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueApr 1, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 11974 103rd St was $1,347 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,347.00 Homeowner's exemption$107,189$302,164 Land $135,746 Building $166,418
2023$575.00 (-10.85%) Homeowner's exemption$55,909 (-6.31%)$227,121 (+29.76%) Land $168,347 Building $58,774
2022$645.00 Homeowner's exemption$59,676$175,027 Land $140,316 Building $34,711

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11974 103rd St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims9 (1982–2024)
Claims Outside the SFHA6 of 9
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 11974 103rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon.

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