11973 State Rte 38, Cato, NY 13033 Property Records

Cayuga County and Victory Town property record for 11973 State Rte 38, Cato, NY 13033

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,133 sqft · built 1900
Lot Size0.353 acres (15,400 sqft)
OwnerIndividual Name on File
Last Sale$164,900 (Apr 2025)
Tax Bill$1,729 (2025)
Deeds & MortgagesApr 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN056400 38.01-1-50

Property Details

APN / Parcel Number

Primary APN056400 38.01-1-50
Alternative APN
  • 23023080

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,133 sqft Living Area
1st Floor Area1,377 sqft
2nd Floor Area756 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1967
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area15,400 sqft (0.353 acres)
Lot Dimensions140 ft deep x 110 ft wide
Garage TypeDetached
Garage Area984 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area294 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number23023080
Street Address11973 STATE ROUTE 38
CityCATO
StateNY
Zip13033-9649
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeH
Legal Block1
Legal Lot Number50.000
JurisdictionCAYUGA NY
Township / Civil DivisionVICTORY
Census Block Group2
Census Block2017
Census Tract40101

Owner

Source: Cayuga County and Victory Town assessment roll, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address220 MCKINLEY AVE, SYRACUSE, NY 13205-1516
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 16, 2025 · Amount on Record
Deed SaleApr 16, 2025 · Amount on Record
Deed Document Number2025235376
Deed Book / Page4595 / 269
Prior Transfer DateAug 7, 2003
Prior Transfer Doc1140000035
Record UpdatedJun 8, 2026

April 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAYUGA NY
Recording DateApr 16, 2025
Property Address11973 STATE ROUTE 38, CATO, NY 13033-9649
Document Number004595/269
Book / Page4595 / 269
Instrument DateMar 24, 2025
Instrument2025-235376
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 MCKINLEY AVE, SYRACUSE, NY 13205-1516

Mortgage

Document Number2025235377
DateApr 16, 2025
Instrument2025-235377
Lender
NameEMPOWER FCU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2055

Mortgage

Document Number00004601/1
DateMay 5, 2025
Book Page4601/1
Instrument2025-235664
Lender
NameEMPOWER FCU
TypeCredit Union
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cayuga County and Victory Town assessment roll, as of May 1, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCayuga County
County SubdivisionVictory Town
Unified School DistrictRed Creek Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,729.00 (+80.29%)$106,700 (-) Land $8,500 Building $98,200$164,154 (+15.38%) Land $13,077 Building $151,077
2024$959.00 (+6.44%)
2023$106,700 Land $8,500 Building $98,200$142,267 Land $11,333 Building $130,934
2020$901.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
300 / 300
Verizon
Fixed Wireless
300 / 20

Nearby Properties on State Rte 38

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