11973 Copperfield Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 11973 Copperfield Dr, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 7 ba · 5,608 sqft · built 2014
Lot Size	0.36 acres (15,682 sqft)
Owner	Trust Name on File
Tax Bill	$12,489 (2024)
Deeds & Mortgages	Feb 2024 Mortgage Nov 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-32-006-019.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-32-006-019.000-018`
Alternative APN	`1709320006019000`

Interior

Bedrooms	4 Beds
Full Baths	7 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	27 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	5,608 sqft Living Area
1st Floor Area	1,956 sqft
2nd Floor Area	2,260 sqft
Basement Area	1,942 sqft
Finished Basement	1,392 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Attached
Garage Area	844 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1709320006019000
Street Address	11973 COPPERFIELD DR
City	CARMEL
State	IN
Zip	46032-4458
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .36, SECTION 32, TOWNSHIP 18, RANGE 3, SADDLEBROOK AT SHELBORNE, SECTION 2, LOT 28, IRREGULAR SHAPE
Legal Subdivision	SADDLEBROOK/SHELBORNE SEC 2
Legal Lot Number	28
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2019
Census Tract	111010

Owner

11973 Copperfield Dr is owner-occupied and held in a trust since February 2024.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	11973 COPPERFIELD DR, CARMEL, IN 46032-4458
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Nov 1, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 23, 2017	Warranty Deed, Transfer · Commercial Mortgage MIDFIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2017
Deed Sale	Jun 23, 2017
Prior Sale	Nov 1, 2019
Deed Document Number	2017029281
Last Transfer Date	Feb 20, 2024
Transfer Doc	0000005335
Record Updated	Jun 8, 2026

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	HAMILTON IN
Recording Date	Feb 20, 2024
Property Address	11973 COPPERFIELD DR, CARMEL, IN 46032-4458
Document Number	0000005335
Map Reference	DOC 2007008604
Instrument Date	Feb 12, 2024
Instrument	2024005335
Transaction Type	Transfer
Record Updated	Mar 7, 2024
Title Company	CHICAGO TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	11973 COPPERFIELD DR, CARMEL, IN 46032-4458

Mortgage

Document Number	0000005336
Date	Feb 20, 2024
Instrument	2024005336

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2039

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON IN
Recording Date	Nov 1, 2019
Property Address	11973 COPPERFIELD DR, CARMEL, IN 46032-4458
Document Number	0000054851
Instrument Date	Oct 28, 2019
Instrument	54851
Transaction Type	Transfer
Record Updated	Dec 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	11973 COPPERFIELD DR CARMEL IN 460324458, CARMEL, IN 46032-4458

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jun 23, 2017
Property Address	11973 COPPERFIELD DR, CARMEL, IN 46032-4458
Document Number	2017029281
Map Reference	CAB4 SL209
Instrument Date	Nov 28, 2016
Instrument	2017029281
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11973 COPPERFIELD DR, CARMEL, IN 46032-4458

Mortgage

Document Number	2017029282
Date	Jun 23, 2017
Instrument	2017029282

Lender

Name	MIDFIRST BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 6, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Mortgage

Document Number	0000029283
Date	Jun 23, 2017
Instrument	2017029283

Lender

Name	ANGUS L MCQUEEN
Type	Private Party
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2032

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,319,000 (+22.39%) Land $249,200 Building $1,069,800	$1,319,000 (+22.39%) Land $249,200 Building $1,069,800
2024	$12,489.00 (+0.28%)	$1,077,700 (-0.83%) Land $249,200 Building $828,500	$1,077,700 (-0.83%) Land $249,200 Building $828,500
2023	$12,454.00 (+23.18%) Homeowner's exemption	$1,086,700 (+24.07%) Land $249,200 Building $837,500	$1,086,700 (+24.07%) Land $249,200 Building $837,500
2022	$10,110.00 Homeowner's exemption	$875,900 Land $145,900 Building $730,000	$875,900 Land $145,900 Building $730,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11973 Copperfield Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11973 Copperfield Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Metronet.

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