11972 Straight Gate Rd, Whitakers, NC 27891 Property Records

Nash County property record for 11972 Straight Gate Rd, Whitakers, NC 27891

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,448 sqft · built 1989
Lot Size	4.65 acres (202,554 sqft)
Owner	Individual Name on File
Last Sale	$224,500 (Jan 2026)
Tax Bill	$1,297 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`383600-86-2460`

Property Details

APN / Parcel Number

Primary APN	`383600-86-2460`
Alternative APNs	`044020` `142162`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,448 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2010
Architectural Style	Mobile/Manufactured
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	202,554 sqft (4.65 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	142162
Old Parcel Number	044020
Street Address	11972 STRAIGHT GATE RD
City	WHITAKERS
State	NC
Zip	27891-9379
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	A1
Legal Description	4.65 AC, BENNETT SPLIT OUT OF 3836007760314 AC, 1H, BENNETT
Jurisdiction	NASH NC
Township / Civil Division	NORTH WHITAKERS
Census Block Group	1
Census Block	1014
Census Tract	10801

Owner

Source: Nash County records · APN 383600-86-2460

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	11972 STRAIGHT GATE RD, WHITAKERS, NC 27891-9379
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 23, 2026 · Amount on Record
Deed Sale	Jan 23, 2026 · Amount on Record
Deed Document Number	0003464513
Deed Book / Page	3464 / 513
Record Updated	Jun 08, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASH NC
Recording Date	Jan 23, 2026
Property Address	11972 STRAIGHT GATE RD, WHITAKERS, NC 27891-9379
Document Number	003464/513
Book / Page	3464 / 513
Map Reference	MB 44 PG 227
Instrument Date	Jan 23, 2026
Transaction Type	Transfer
Record Updated	Feb 04, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$449.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1129 PINE TREE ROAD, SEBREE, KY 42455

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11972 STRAIGHT GATE RD, WHITAKERS, NC 27891-9379

Mortgage

Document Number	0003464515
Date	Jan 23, 2026
Instrument	3464/515

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 01, 2046

Interest

Rate Type	Adjustable Rate
Rate	5.65%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 01, 2031
Change Frequency	5 Years
Min Rate At Change	3.65%
Max Rate At Change	7.65%
Index	5-Year CMT
Max Rate	11.6%

Tax Assessment & Valuation

Source: Nash County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Nash County
Unified School District	Nash-Rocky Mount Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,297.00 (+84.23%)	$146,530 (+107.49%) Land $42,110 Building $104,420	$146,530 (+107.49%) Land $42,110 Building $104,420
2023	$704.00	$70,620	$70,620 Land $25,420 Building $45,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Based on FCC filings for 10 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Straight Gate Rd

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