11971 Gemstone Ct, Yucaipa, CA 92399 Property Records

San Bernardino County property record for 11971 Gemstone Ct, Yucaipa, CA 92399

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,741 sqft · built 2005
Lot Size	0.149 acres (6,484 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Apr 2017)
Tax Bill	$5,876 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0303-742-40-0000`

Property Details

APN / Parcel Number

Primary APN	`0303-742-40-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,741 sqft Living Area
Gross Area	2,172 sqft
1st Floor Area	683 sqft
2nd Floor Area	1,058 sqft
Family Room	Family Room

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Construction Type	Frame
Roof Material	Tile
Lot Area	6,484 sqft (0.149 acres)
Garage Type	Attached
Garage Area	431 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	11971 GEMSTONE CT
City	YUCAIPA
State	CA
Zip	92399-3491
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	TRACT 15880 LOT 1 UNIT 109 BOOK 301 PAGE 10 AND INT IN COMMON AREA
Legal Subdivision	ABERDEEN AT CHAPMAN HEIGHTS PHASE 2
Legal Tract	15880
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	YUCAIPA
Census Block Group	2
Census Block	2002
Census Tract	8715

Owner

11971 Gemstone Ct, a condominium, is owned by an individual who bought it in April 2017.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	11971 GEMSTONE CT, 109, YUCAIPA, CA 92399-3491
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC
Apr 26, 2017	Quit Claim Deed OTHER
Apr 26, 2017	Quit Claim Deed OTHER
Apr 26, 2017	Grant Deed, Transfer · FHA Mortgage SYNERGY ONE LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2017 · Amount on File
Deed Sale	Apr 26, 2017 · Amount on File
Prior Sale	Nov 4, 2014 · Amount on File
Deed Document Number	2017174309
Prior Transfer Date	Nov 12, 2014
Prior Transfer Doc	0000440212
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	11971 GEMSTONE CT, YUCAIPA, CA 92399-3491
Transaction Type	Mortgage
Record Updated	Dec 6, 2021
Title Company	USA NATIONAL TITLE COMPANY, USA NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11971 GEMSTONE CT, YUCAIPA, CA 92399-3491

Mortgage

Document Number	0000520410
Date	Nov 17, 2021
Instrument	2021-0520410

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	11971 GEMSTONE CT, YUCAIPA, CA 92399-3491
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	USA NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000280650
Date	Aug 11, 2020
Instrument	2020-0280650

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company
Address	PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

April 2017: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 26, 2017
Property Address	11971 GEMSTONE CT, YUCAIPA, CA 92399-3491
Document Number	0000174308
Instrument Date	Mar 31, 2017
Instrument	174308
Record Updated	May 9, 2017
Title Company	OTHER

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	33475 GOLD GULCH WAY YUCAIPA CA 923996949, YUCAIPA, CA 92399-6949

April 2017: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 26, 2017
Property Address	11971 GEMSTONE CT, YUCAIPA, CA 92399-3491
Document Number	0000174307
Instrument Date	Mar 31, 2017
Instrument	174307
Record Updated	May 9, 2017
Title Company	OTHER

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	33475 GOLD GULCH WAY YUCAIPA CA 923996949, YUCAIPA, CA 92399-6949

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 26, 2017
Property Address	11971 GEMSTONE CT, YUCAIPA, CA 92399-3491
Document Number	0000174309
Map Reference	MAP301 PG10-13
Instrument Date	Mar 31, 2017
Instrument	2017-0174309
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11971 GEMSTONE CT # 109, 109, YUCAIPA, CA 92399-3491

Mortgage

Document Number	0000174310
Date	Apr 26, 2017
Instrument	2017-0174310

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 11971 Gemstone Ct was $5,876.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Yucaipa City
Unified School District	Yucaipa-Calimesa Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$414,329 (+2%) Land $103,582 Building $310,747
2025	$5,876.00	$406,205 Land $101,551 Building $304,654
2023	$5,590.00 (+0.67%)	$390,432 Land $97,608 Building $292,824
2022	$5,553.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 11971 Gemstone Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11971 Gemstone Ct is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YUCAIPA VALLEY WATER DISTRICT serves 52,202 people · EPA ID CA3610055
Water Source	Surface water
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Mar 2026 Total trihalomethanes resolved · Jul 2024 Nitrate resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: GeoLinks, T-Mobile, Verizon.

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