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1197 Wayside Ave, El Cajon, CA 92021 Property Records

San Diego County property record for 1197 Wayside Ave, El Cajon, CA 92021

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,400 sqft · built 1960
Lot Size0.138 acres (6,000 sqft)
Owner2 Individual Names on File
Last Sale$310,000 (Aug 2012)
Tax Bill$5,813 (2025)
Deeds & MortgagesJun 2023 Line of Credit
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN483-170-03-00

Property Details

APN / Parcel Number

Primary APN483-170-03-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,400 sqft Living Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Lot Area6,000 sqft (0.138 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1197 WAYSIDE AVE
CityEL CAJON
StateCA
Zip92021-4625
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionLOT 3 TR 003929
Legal SubdivisionPIERCE VILLAGE
Legal Tract003929
Legal Block2
Legal Lot Number3
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2000
Census Tract16504

Owner

1197 Wayside Ave is owned by two individuals who bought it in August 2012.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address39810 SPINNING WHEEL DR, MURRIETA, CA 92562-4735
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2023Deed of Trust, Mortgage · Line of Credit
UNITED WHOLESALE MORTGAGE
Mar 13, 2020Deed of Trust, Mortgage · VA Mortgage
DRL CAPITAL

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 14, 2012 · Amount on File
Deed SaleAug 14, 2012 · Amount on File
Prior SaleMar 28, 2012 · Amount on File
Deed Document Number2012483894
Prior Transfer DateNov 12, 1993
Prior Transfer Doc0000788262
Record UpdatedOct 29, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1197 WAYSIDE AVE, EL CAJON, CA 92021-4625
Transaction TypeMortgage
Record UpdatedJul 3, 2023
Title CompanyWFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1197 WAYSIDE AVE, EL CAJON, CA 92021-4625

Mortgage

Document Number0000163928
DateJun 22, 2023
Instrument2023-0163928
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueJul 1, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1197 WAYSIDE AVE, EL CAJON, CA 92021-4625
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyTICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000132664
DateMar 13, 2020
Instrument2020-0132664
Lender
NameDRL CAPITAL
TypeMortgage Company
AddressLAGUNA HILLS, CA 92653
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1197 Wayside Ave was $5,813.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$389,364 (+2%) Land $163,280 Building $226,084
2025$5,813.00$381,730 Land $160,079 Building $221,651
2023$5,601.00 (+2.56%) Homeowner's exemption$366,909 Land $153,864 Building $213,045
2022$5,461.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1197 Wayside Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1995–2017)
Most Recent ClaimMar 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1197 Wayside Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 829 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Starlink
Satellite		280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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