1197 Umbria Rd, Moncks Corner, SC 29461 Property Records

Berkeley County property record for 1197 Umbria Rd, Moncks Corner, SC 29461

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,349 sqft · built 1960
Lot Size	5.6 acres (243,936 sqft)
Owner	Individual Name on File
Last Sale	$118,000 (Dec 2007)
Tax Bill	$1,207 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`164-00-03-072`

Property Details

APN / Parcel Number

Primary APN	`164-00-03-072`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,349 sqft Finished Area
Gross Area	3,174 sqft
1st Floor Area	2,349 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Roof Type	Gable
Roof Material	Asphalt
Lot Area	243,936 sqft (5.6 acres)
Garage Type	Carport
Garage Area	435 sqft
Carport	Carport
Carport Area	435 sqft

Exterior Amenities

Porch	Patio
Porch Area	320 sqft
Storage Building	70 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	1197 UMBRIA RD
City	MONCKS CORNER
State	SC
Zip	29461-4738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Subdivision	CORDESVILLE AREA
Jurisdiction	BERKELEY SC
Township / Civil Division	CORDESVILLE
Census Block Group	2
Census Block	2057
Census Tract	20401

Owner

1197 Umbria Rd is owned and occupied by an individual who bought it in December 2007.

Source: Berkeley County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1197 UMBRIA RD, MONCKS CORNER, SC 29461-4738
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2007 · Amount on File
Deed Sale	Dec 3, 2007 · Amount on File
Prior Sale	Mar 27, 2007 · Amount on File
Deed Document Number	200737916
Deed Book / Page	7019 / 184
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Recording Date	Jun 30, 2026
Property Address	1197 UMBRIA RD, MONCKS CORNER, SC 29461-4738
Document Number	0000023456
Book / Page	5630 / 480
Instrument Date	Jun 25, 2026
Instrument	202623456
Transaction Type	Mortgage
Record Updated	Jul 10, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1197 UMBRIA RD, MONCKS CORNER, SC 29461-4738

Mortgage

Document Number	0000023456,
Date	Jun 30, 2026
Book Page	5630/480
Instrument	202623456

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 25, 2046

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1197 Umbria Rd was $1,207 with a homeowner's exemption, up 6.6% from the year before.

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$227,980 (+2,360.39%) Land $120,438 Building $107,542	$424,500 (-) Land $224,500 Building $200,000
2025	$1,207.00 (+6.63%)	$9,266 (-) Land $4,964 Building $4,302	$424,500 (-) Land $224,500 Building $200,000
2024	$1,132.00 Homeowner's exemption	$9,266 Land $4,964 Building $4,302	$424,500 Land $224,500 Building $200,000
2022	$3,260.00	$11,472 Land $4,512 Building $6,960	$191,200 Land $75,200 Building $116,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1197 Umbria Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1197 Umbria Rd is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 93% of South Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BCWSA SANGAREE W/D (0820002) serves 95,345 people · EPA ID SC0820002
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Cable	2,000 / 500