1197 Tallow Rd, Apopka, FL 32703 Property Records

Orange County property record for 1197 Tallow Rd, Apopka, FL 32703

Property Summary

Property TypeTownhouse
Details4 bd · 2.5 ba · 1,843 sqft · built 2009
Lot Size0.65 acres (2,828 sqft)
Owner2 Individual Names on Record
Last Sale$326,500 (Dec 2025)
Tax Bill$4,828 (2025)
Deeds & MortgagesSep 2026 Sale
Dec 2025 Sale & Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN20-21-28-2522-04-930

Property Details

APN / Parcel Number

Primary APN20-21-28-2522-04-930
Alternative APNs
  • 282120252204930
  • 206245
  • 210521
  • 214533

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,843 sqft Living Area
Gross Area2,623 sqft
1st Floor Area1,152 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleTownhouse
Exterior MaterialConcrete Block/Stucco
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area2,828 sqft (0.65 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area238 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address1197 TALLOW RD
CityAPOPKA
StateFL
Zip32703-8442
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeMU-ES-GT
Legal DescriptionEMERSON PARK 68/1 LOT 493
Legal Range28E
Legal Township21S
Legal Section20
Legal SubdivisionEMERSON PARK
Legal Tract2522
Legal Block4
Legal Lot Number493
JurisdictionORANGE FL
Township / Civil DivisionAPOPKA
Census Block Group1
Census Block1071
Census Tract17505

Owner

Source: Orange County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1197 TALLOW RD, APOPKA, FL 32703-8442
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2026Deed, Transfer
SIMPLE TITLE, SIMPLIFILE
Dec 18, 2025Warranty Deed, Transfer · VA Mortgage
CMG MORTGAGE INC
Aug 4, 2023Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Sep 25, 2020Warranty Deed, Transfer
US BK
Feb 18, 2019Warranty Deed, Transfer · Conventional with PMI
QUICKEN LNS
May 8, 2017Loan Modification, Mortgage · FHA Mortgage
CARRINGTON MTG SVCS
May 8, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 18, 2025 · Amount on Record
Deed SaleDec 18, 2025 · Amount on Record
Prior SaleAug 4, 2023 · Amount on Record
Deed Document Number2025726188
Last Transfer DateSep 11, 2026
Transfer Doc0000509839
Record UpdatedOct 29, 2026

September 2026: Deed, Transfer

Document TypeDeed
JurisdictionORANGE FL
Recording DateSep 14, 2026
Property Address1197 TALLOW RD, APOPKA, FL 32703-8442
Document Number0000509839
Instrument DateSep 11, 2026
Instrument2026509839
Transaction TypeTransfer
Record UpdatedSep 23, 2026
Title CompanySIMPLE TITLE, SIMPLIFILE

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address1197 TALLOW RD, APOPKA, FL 32703-8442

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateDec 18, 2025
Property Address1197 TALLOW RD, APOPKA, FL 32703-8442
Document Number0000726188
Map ReferenceMB 68 PG 1-17
Instrument DateDec 16, 2025
Instrument20250726188
Transaction TypeTransfer
Record UpdatedDec 31, 2025
Title CompanyCONCIERGE TITLE SERVICES LLC, CONCLERGE TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,285.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address30700 WEKIVA RIVER RD, SORRENTO, FL 32776-9003

Transferred To (Grantee/Buyer)

NameVerified Name
Address1197 TALLOW RD, APOPKA, FL 32703-8442

Mortgage

Document Number0000726189
DateDec 18, 2025
Instrument20250726189
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateAug 4, 2023
Property Address1197 TALLOW RD, APOPKA, FL 32703-8442
Document Number0000441055
Map ReferenceMB 68 PG 1-17
Instrument DateJul 27, 2023
Instrument20230441055
Transaction TypeTransfer
Record UpdatedAug 21, 2023
Title CompanyTITLE FORWARD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,590.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14310 EDINBURGH MOOR DR, WIMAUMA, FL 33598-6151

Transferred To (Grantee/Buyer)

NameVerified Name
Address1197 TALLOW RD, APOPKA, FL 32703-8442

Mortgage

Document Number0000441056
DateAug 4, 2023
Instrument20230441056
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2053

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateSep 25, 2020
Property Address1197 TALLOW RD, APOPKA, FL 32703-8442
Document Number0000501703
Instrument DateSep 18, 2020
Instrument501703
Transaction TypeTransfer
Record UpdatedOct 9, 2020
Title CompanyINNOVATIVE TITLE SERVICES INC, INNOVATIVE TITLE SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,750.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1197 TALLOW RD APOPKA FL 327038442, APOPKA, FL 32703-8442

Mortgage

Document Number501704
DateSep 25, 2020
Instrument501704
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
AmountAmount Recorded
Term360 Months
DueSep 24, 2050

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateFeb 18, 2019
Property Address1197 TALLOW RD, APOPKA, FL 32703-8442
Document Number0000099716
Instrument DateFeb 15, 2019
Instrument99716
Transaction TypeTransfer
Record UpdatedSep 10, 2019
Title CompanyINTEGRITY FIRST TITLE LLC/CLER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,537.62
Amount AccuracyConfirmed
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1197 TALLOW RD APOPKA FL 327038442, APOPKA, FL 32703-8442

Mortgage

Document Number99717
DateFeb 18, 2019
Instrument99717
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 17, 2049

May 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionORANGE FL
Property Address1197 TALLOW RD, APOPKA, FL 32703-8442
Document Number0000277237
Instrument DateMay 8, 2017
Transaction TypeMortgage
Record UpdatedNov 16, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address1197 TALLOW RD APOPKA FL 327038442, APOPKA, FL 32703-8442

Mortgage

Document Number0000277237
DateMay 18, 2017
Instrument277237
Lender
NameCARRINGTON MTG SVCS
AddressANAHEIM, CA 92806
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 17, 2047
Interest
Rate TypeFixed Rate
Rate4.12%

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address1197 TALLOW RD, APOPKA, FL 32703-8442
Document Number0000277236
Instrument DateMay 8, 2017
Transaction TypeMortgage
Record UpdatedJul 4, 2017
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address1197 TALLOW RD APOPKA FL 327038442, APOPKA, FL 32703-8442

Mortgage

Document Number0000277236
DateMay 18, 2017
Instrument277236
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 17, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityApopka City
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$308,010 (-1.18%) Land $75,000 Building $233,010$308,010 (-1.18%) Land $75,000 Building $233,010
2025$4,828.00 (+8.64%) Homeowner's exemption$311,690 (+47.21%) Land $75,000 Building $236,690$311,690 (+13.77%) Land $75,000 Building $236,690
2024$4,444.00 (+62.49%)
2023$2,735.00 (+4.71%) Homeowner's exemption$211,732 (+3%)$273,956 (+10.34%) Land $55,000 Building $218,956
2022$2,612.00 Homeowner's exemption$205,565$248,276 Land $60,000 Building $188,276

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAPOPKA, CITY OF (5 WTPS)
serves 71,917 people · EPA ID FL3480200
Water SourceGroundwater
Last State InspectionApr 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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