Orange County property record for 1197 Tallow Rd, Apopka, FL 32703
| Property Type | Townhouse |
|---|---|
| Details | 4 bd · 2.5 ba · 1,843 sqft · built 2009 |
| Lot Size | 0.65 acres (2,828 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $326,500 (Dec 2025) |
| Tax Bill | $4,828 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Dec 2025 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-21-28-2522-04-930 |
| Primary APN | 20-21-28-2522-04-930 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,843 sqft Living Area |
| Gross Area | 2,623 sqft |
| 1st Floor Area | 1,152 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Townhouse |
| Exterior Material | Concrete Block/Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 2,828 sqft (0.65 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 238 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1197 TALLOW RD |
|---|---|
| City | APOPKA |
| State | FL |
| Zip | 32703-8442 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | MU-ES-GT |
| Legal Description | EMERSON PARK 68/1 LOT 493 |
| Legal Range | 28E |
| Legal Township | 21S |
| Legal Section | 20 |
| Legal Subdivision | EMERSON PARK |
| Legal Tract | 2522 |
| Legal Block | 4 |
| Legal Lot Number | 493 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | APOPKA |
| Census Block Group | 1 |
| Census Block | 1071 |
| Census Tract | 17505 |
Source: Orange County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1197 TALLOW RD, APOPKA, FL 32703-8442 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Sep 14, 2026 | Deed, Transfer SIMPLE TITLE, SIMPLIFILE |
| Dec 18, 2025 | Warranty Deed, Transfer · VA Mortgage CMG MORTGAGE INC |
| Aug 4, 2023 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Sep 25, 2020 | Warranty Deed, Transfer US BK |
| Feb 18, 2019 | Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS |
| May 8, 2017 | Loan Modification, Mortgage · FHA Mortgage CARRINGTON MTG SVCS |
| May 8, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2025 · Amount on Record |
| Deed Sale | Dec 18, 2025 · Amount on Record |
| Prior Sale | Aug 4, 2023 · Amount on Record |
| Deed Document Number | 2025726188 |
| Last Transfer Date | Sep 11, 2026 |
| Transfer Doc | 0000509839 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Sep 14, 2026 |
| Property Address | 1197 TALLOW RD, APOPKA, FL 32703-8442 |
| Document Number | 0000509839 |
| Instrument Date | Sep 11, 2026 |
| Instrument | 2026509839 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 1197 TALLOW RD, APOPKA, FL 32703-8442 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Dec 18, 2025 |
| Property Address | 1197 TALLOW RD, APOPKA, FL 32703-8442 |
| Document Number | 0000726188 |
| Map Reference | MB 68 PG 1-17 |
| Instrument Date | Dec 16, 2025 |
| Instrument | 20250726188 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2025 |
| Title Company | CONCIERGE TITLE SERVICES LLC, CONCLERGE TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,285.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 30700 WEKIVA RIVER RD, SORRENTO, FL 32776-9003 |
| Name | Verified Name |
|---|---|
| Address | 1197 TALLOW RD, APOPKA, FL 32703-8442 |
| Document Number | 0000726189 |
|---|---|
| Date | Dec 18, 2025 |
| Instrument | 20250726189 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Aug 4, 2023 |
| Property Address | 1197 TALLOW RD, APOPKA, FL 32703-8442 |
| Document Number | 0000441055 |
| Map Reference | MB 68 PG 1-17 |
| Instrument Date | Jul 27, 2023 |
| Instrument | 20230441055 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2023 |
| Title Company | TITLE FORWARD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,590.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14310 EDINBURGH MOOR DR, WIMAUMA, FL 33598-6151 |
| Name | Verified Name |
|---|---|
| Address | 1197 TALLOW RD, APOPKA, FL 32703-8442 |
| Document Number | 0000441056 |
|---|---|
| Date | Aug 4, 2023 |
| Instrument | 20230441056 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Sep 25, 2020 |
| Property Address | 1197 TALLOW RD, APOPKA, FL 32703-8442 |
| Document Number | 0000501703 |
| Instrument Date | Sep 18, 2020 |
| Instrument | 501703 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2020 |
| Title Company | INNOVATIVE TITLE SERVICES INC, INNOVATIVE TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1197 TALLOW RD APOPKA FL 327038442, APOPKA, FL 32703-8442 |
| Document Number | 501704 |
|---|---|
| Date | Sep 25, 2020 |
| Instrument | 501704 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 24, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Feb 18, 2019 |
| Property Address | 1197 TALLOW RD, APOPKA, FL 32703-8442 |
| Document Number | 0000099716 |
| Instrument Date | Feb 15, 2019 |
| Instrument | 99716 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2019 |
| Title Company | INTEGRITY FIRST TITLE LLC/CLER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,537.62 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1197 TALLOW RD APOPKA FL 327038442, APOPKA, FL 32703-8442 |
| Document Number | 99717 |
|---|---|
| Date | Feb 18, 2019 |
| Instrument | 99717 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 17, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 1197 TALLOW RD, APOPKA, FL 32703-8442 |
| Document Number | 0000277237 |
| Instrument Date | May 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 1197 TALLOW RD APOPKA FL 327038442, APOPKA, FL 32703-8442 |
| Document Number | 0000277237 |
|---|---|
| Date | May 18, 2017 |
| Instrument | 277237 |
| Name | CARRINGTON MTG SVCS |
|---|---|
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 17, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 1197 TALLOW RD, APOPKA, FL 32703-8442 |
| Document Number | 0000277236 |
| Instrument Date | May 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 1197 TALLOW RD APOPKA FL 327038442, APOPKA, FL 32703-8442 |
| Document Number | 0000277236 |
|---|---|
| Date | May 18, 2017 |
| Instrument | 277236 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 17, 2047 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Apopka City |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $308,010 (-1.18%) Land $75,000 Building $233,010 | $308,010 (-1.18%) Land $75,000 Building $233,010 | |
| 2025 | $4,828.00 (+8.64%) Homeowner's exemption | $311,690 (+47.21%) Land $75,000 Building $236,690 | $311,690 (+13.77%) Land $75,000 Building $236,690 |
| 2024 | $4,444.00 (+62.49%) | ||
| 2023 | $2,735.00 (+4.71%) Homeowner's exemption | $211,732 (+3%) | $273,956 (+10.34%) Land $55,000 Building $218,956 |
| 2022 | $2,612.00 Homeowner's exemption | $205,565 | $248,276 Land $60,000 Building $188,276 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | APOPKA, CITY OF (5 WTPS) serves 71,917 people · EPA ID FL3480200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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