1197 Stillwater Rd, Waco, TX 76708 Property Records

McLennan County property record for 1197 Stillwater Rd, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,873 sqft · built 1993
Lot Size	2.18 acres (95,396 sqft)
Owner	Individual Name on Record
Tax Bill	$7,114 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jul 2023 Transfer
Flood Zone	Zone A (high risk)
APN	`18-003300-031634-3`

Property Details

APN / Parcel Number

Primary APN	`18-003300-031634-3`
Alternative APNs	`1800330003163430111` `107477`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,873 sqft Living Area
1st Floor Area	1,897 sqft
2nd Floor Area	976 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	95,396 sqft
Lot Dimensions	700 ft deep x 159 ft wide
Garage Type	Detached
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	718 sqft
Deck Area	386 sqft
Storage Building	468 sqft
Utility Building	1,280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1197 STILLWATER RD
City	WACO
State	TX
Zip	76708-7067
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	RABAGO M ACRES 2.19
Legal Subdivision	RABAGO M
Jurisdiction	MCLENNAN TX
Township / Civil Division	CHINA SPRING
Census Block Group	2
Census Block	2008
Census Tract	4102

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1197 STILLWATER RD, WACO, TX 76708-7067
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jul 27, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2023
Deed Sale	Jul 27, 2023
Prior Sale	Jun 23, 2016 · Amount on Record
Deed Document Number	202323410
Prior Transfer Date	Jul 26, 2023
Prior Transfer Doc	0000023410
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1197 STILLWATER RD, WACO, TX 76708-7067
Transaction Type	Mortgage
Record Updated	Aug 24, 2023
Title Company	ALAMO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1197 STILLWATER RD, WACO, TX 76708-7067

Mortgage

Document Number	0000025499
Date	Aug 11, 2023
Instrument	2023025499

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLENNAN TX
Recording Date	Jul 27, 2023
Property Address	1197 STILLWATER RD, WACO, TX 76708-7067
Document Number	0000023410
Map Reference	VOL 1473 PG 767
Instrument Date	Jul 26, 2023
Instrument	2023023410
Transaction Type	Transfer
Record Updated	Aug 15, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10104 CORDOBA CT, WACO, TX 76708-6205

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1197 STILLWATER RD, WACO, TX 76708-7067

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	China Spring Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$638,805 (+2.17%) Land $216,722 Building $422,083	$638,805 (+2.17%) Land $216,722 Building $422,083
2025	$7,114.00 (-0.71%) Homeowner's exemption	$625,220 (+6.88%) Land $186,410 Building $438,810	$625,220 (+6.88%) Land $186,410 Building $438,810
2024	$7,165.00 (+10.95%)
2023		$585,000 (+1.17%) Land $186,410 Building $398,590	$585,000 (+1.17%) Land $186,410 Building $398,590
2022	$6,458.00 Homeowner's exemption	$578,250 Land $169,460 Building $408,790	$578,250 Land $169,460 Building $408,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (2007–2012)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Aug 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 52% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PATRICK WSC serves 220 people · EPA ID TX1550134
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Rise Broadband Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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