1197 S 7th St, Independence, OR 97351 Property Records

Polk County property record for 1197 S 7th St, Independence, OR 97351

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,395 sqft · built 1999
Lot Size	0.13 acres (5,641 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Apr 2022)
Tax Bill	$3,574 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08429-DA-08100`

Property Details

APN / Parcel Number

Primary APN	`08429-DA-08100`
Alternative APN	`556226`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,395 sqft Living Area
Gross Area	1,833 sqft
1st Floor Area	704 sqft
2nd Floor Area	691 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,641 sqft (0.13 acres)
Garage Area	438 sqft
Parking Spaces	4 Parking Spaces
Patio Area	186 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	556226
Street Address	1197 S 7TH ST
City	INDEPENDENCE
State	OR
Zip	97351-1401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	MOUNTAIN FIR ESTATES PHASE 2 LOT 22
Legal Range	4W
Legal Township	08S
Legal Section	29
Legal Subdivision	MOUNTAIN FIR ESTATES PHASE 2
Legal Block	4
Legal Lot Number	22
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	4
Census Block	4019
Census Tract	20305

Owner

1197 S 7th St is owned and occupied by two individuals who bought it in April 2022.

Source: Polk County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1197 S 7TH ST, INDEPENDENCE, OR 97351-1401
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2022 · Amount on File
Deed Sale	Apr 27, 2022 · Amount on File
Prior Sale	Oct 1, 2007 · Amount on File
Deed Document Number	20225139
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Apr 27, 2022
Property Address	1197 S 7TH ST, INDEPENDENCE, OR 97351-1401
Document Number	0000005139
Map Reference	VOL 11 PG 33
Instrument Date	Apr 21, 2022
Instrument	2022-005139
Transaction Type	Transfer
Record Updated	May 4, 2022
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1197 S 7TH ST, INDEPENDENCE, OR 97351-1401

Mortgage

Document Number	0000005140
Date	Apr 27, 2022
Instrument	2022-005140

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1197 S 7th St was $3,574, up 3.8% from the year before.

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Independence City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$202,940 (+3%) Land $48,280 Building $154,660	$379,380 (+6%) Land $150,000 Building $229,380
2025	$3,574.00 (+3.77%)	$197,030 (+3%) Land $46,880 Building $150,150	$357,920 (-8.61%) Land $135,000 Building $222,920
2024	$3,444.00 (-2.52%)	$191,300 (+3%) Land $45,510 Building $145,790	$391,620 (+4.08%) Land $148,000 Building $243,620
2023	$3,533.00 (+8.94%)	$185,730 (+2.99%) Land $44,190 Building $141,540	$376,260 (+13.07%) Land $141,500 Building $234,760
2022	$3,243.00	$180,330 Land $42,900 Building $137,430	$332,770 Land $116,000 Building $216,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1197 S 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1197 S 7th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399
Water Source	Groundwater
Last State Inspection	May 2022
Lead	3 ppb (2021–2023) action level 15 ppb
Copper	1.45 mg/L (2021–2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Hunter Communications.

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