Charleston County property record for 1197 Rudy Ln, Mount Pleasant, SC 29466
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,925 sqft · built 2022 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $747,930 (Jan 2023) |
| Tax Bill | $2,887 (2024) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 578-03-00-037 |
| Primary APN | 578-03-00-037 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,925 sqft Living Area |
| Gross Area | 1,333 sqft |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 4,792 sqft (0.11 acres) |
| Garage Type | Attached |
| Porch | Open Porch |
| Porch Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 1197 RUDY LN |
|---|---|
| City | MOUNT PLEASANT |
| State | SC |
| Zip | 29466-9520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAPPLATB L21 MAPPLATP 0529-0530 SUBDIVISIONNAME MOORES LANDING LOT 37 |
| Legal Subdivision | MOORES |
| Legal Lot Number | 37 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 4 |
| Census Block | 4037 |
| Census Tract | 4609 |
Source: Charleston County records, as of November 17, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1197 RUDY LN, MOUNT PLEASANT, SC 29466-9520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 4, 2023 · Amount on Record |
| Deed Sale | Jan 4, 2023 · Amount on Record |
| Deed Document Number | 0001156579 |
| Deed Book / Page | 1156 / 579 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Jan 4, 2023 |
| Property Address | 1197 RUDY LN, MOUNT PLEASANT, SC 29466-9520 |
| Document Number | 0011560579 |
| Book / Page | 1156 / 579 |
| Map Reference | MB L21 PG 0529 |
| Instrument Date | Dec 15, 2022 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 1, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,944.80 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1197 RUDY LN, MOUNT PLEASANT, SC 29466-9520 |
| Document Number | 0001156580 |
|---|---|
| Date | Jan 4, 2023 |
| Instrument | 1156/580 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2053 |
Source: Charleston County assessment roll, as of September 13, 2024
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Mount Pleasant Town |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $2,887.00 (+348.29%) | $29,800 (+1,003.7%) | |
| 2022 | $644.00 | $2,700 | $132,443 (-82.22%) Land $132,443 |
| 2020 | $745,000 Land $180,468 Building $564,532 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 133 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 274 units insured incl. 141 condo units |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 48% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002 |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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