1197 Robert Kelly Rd, Cutler, OH 45724 Property Records

Washington County property record for 1197 Robert Kelly Rd, Cutler, OH 45724

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,520 sqft · built 1985
Lot Size	2.06 acres (89,734 sqft)
Owner	Individual Name on Record
Tax Bill	$2,444 (2025)
Deeds & Mortgages	Jan 2026 Second Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`090042688001`

Property Details

APN / Parcel Number

Primary APN	`090042688001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,520 sqft Living Area
1st Floor Area	960 sqft
2nd Floor Area	560 sqft
Basement Area	960 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	89,734 sqft (2.06 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Porch	Slab
Deck Area	108 sqft
Shed	1 Shed
Shed Area	100 sqft
Lean-To	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1197 ROBERT KELLY RD
City	CUTLER
State	OH
Zip	45724-5105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R11 T6 SFR35 262 AC LOT 3 5 PT W END 2.064 AC
Legal Lot Number	35
Jurisdiction	WASHINGTON OH
Township / Civil Division	DECATUR
Census Block Group	2
Census Block	2006
Census Tract	21700

Owner

Source: Washington County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1197 ROBERT KELLY RD, CUTLER, OH 45724-5105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OUCU FINANCIAL CU
Oct 3, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON OH
Property Address	1197 ROBERT KELLY RD, CUTLER, OH 45724-5105
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	944 E STATE ST, ATHENS, OH 45701-2116

Mortgage

Document Number	00686/2542
Date	Jan 2, 2026
Book Page	686/2542
Instrument	202600000009

Lender

Name	OUCU FINANCIAL CU
Type	Credit Union
Address	944 E STATE ST, ATHENS, OH 45701

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2041

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON OH
Property Address	1197 ROBERT KELLY RD, CUTLER, OH 45724-5105
Transaction Type	Mortgage
Record Updated	Oct 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201700006217
Date	Oct 3, 2017
Book Page	618/0200
Instrument	201700006217

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2032

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Washington County
County Subdivision	Decatur Township
Unified School District	Warren Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,444.00 (+21.11%)	$62,620 (+25.27%) Land $7,790 Building $54,830	$178,910 (+25.29%) Land $22,250 Building $156,660
2024	$2,018.00 (+0.4%)	$49,990 (-) Land $5,990 Building $44,000
2022	$2,010.00	$49,990 Land $5,990 Building $44,000	$142,800 Land $17,100 Building $125,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Most Recent Claim	Sep 2004 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LITTLE HOCKING WATER ASSOCIATION, INC. private · serves 9,892 people · EPA ID OH8400212
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Smart Way Communications Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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