Ramsey County property record for 1197 Niles Ave, Saint Paul, MN 55116
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,078 sqft · built 1915 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Trust Name on File |
| Last Sale | $91,500 (Jul 1997) |
| Tax Bill | $3,274 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jan 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-28-23-41-0086 |
| Primary APN | 10-28-23-41-0086 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,078 sqft Living Area |
| 1st Floor Area | 1,078 sqft |
| Family Room | Family Room |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Ranch |
| Exterior Material | Asbestos |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 125 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8395640 |
|---|---|
| Street Address | 1197 NILES AVE |
| City | SAINT PAUL |
| State | MN |
| Zip | 55116-1629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | J. J. KENNAS ADDITION LOT 15 BLK 1 |
| Legal Range | 23 |
| Legal Township | 28 |
| Legal Section | 10 |
| Legal Subdivision | J. J. KENNAS ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 36600 |
1197 Niles Ave is owner-occupied and held in a trust since January 2016.
Source: Ramsey County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1197 NILES AVE, SAINT PAUL, MN 55116-1629 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Aug 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BELL BANK |
| Jan 17, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 1997 · Amount on File |
| Deed Sale | Jul 22, 1997 · Amount on File |
| Deed Document Number | 1997245010 |
| Last Transfer Date | Jan 20, 2016 |
| Transfer Doc | 0004694349 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1197 NILES AVE, SAINT PAUL, MN 55116-1629 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0A04901775 |
|---|---|
| Date | Aug 13, 2021 |
| Instrument | A04901775 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Jan 17, 2018 |
| Property Address | 1197 NILES AVE, SAINT PAUL, MN 55116-1629 |
| Document Number | 0004694349 |
| Instrument Date | Jan 20, 2016 |
| Instrument | 4694349 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1197 NILES AVE ST PAUL MN 551161629, ST PAUL, MN 55116-1629 |
The 2025 property tax bill for 1197 Niles Ave was $3,274 with a homeowner's exemption.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $229,200 Land $122,400 Building $106,800 | $229,200 Land $122,400 Building $106,800 | |
| 2025 | $3,274.00 | ||
| 2023 | $3,226.00 Homeowner's exemption | $208,900 Land $122,400 Building $86,500 | $208,900 Land $122,400 Building $86,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1197 Niles Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1197 Niles Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GigFire, T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures