1197 Main St, Coventry, RI 02816 Property Records

Coventry Town property record for 1197 Main St, Coventry, RI 02816

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,080 sqft · built 2009
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on Record
Tax Bill$4,808 (2025)
Deeds & MortgagesMar 2022 Refinance
Nov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN4-2003-50

Property Details

APN / Parcel Number

Primary APN4-2003-50
Alternative APNs
  • COVE M:45 L:15
  • 4569

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,080 sqft Living Area
Gross Area2,592 sqft
1st Floor Area720 sqft
AtticAttic
Attic Area120 sqft
Basement Area480 sqft
Unfinished Basement480 sqft

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,663 sqft (0.13 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number4-2003-50
Street Address1197 MAIN ST
CityCOVENTRY
StateRI
Zip02816-5714
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-20
Legal Lot Number15
JurisdictionCOVENTRY RI
Township / Civil DivisionCOVENTRY
Census Block Group1
Census Block1026
Census Tract20602

Owner

Source: Coventry Town records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1197 MAIN ST, COVENTRY, RI 02816-5714
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
CITIZENS BANK
Nov 30, 2020Warranty Deed, Transfer · FHA Mortgage
SEMPER HOME LOANS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 29, 2025
Deed SaleApr 29, 2025
Prior SaleNov 30, 2020 · Amount on Record
Deed Document Number20251849
Deed Book / Page2325 / 538
Prior Transfer DateApr 24, 2025
Prior Transfer Doc002325-538
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOVENTRY RI
Property Address1197 MAIN ST, COVENTRY, RI 02816-5714
Transaction TypeMortgage
Record UpdatedMar 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002244-155
DateMar 18, 2022
Book Page2244/155
Instrument1754
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueApr 1, 2047

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOVENTRY RI
Recording DateNov 30, 2020
Property Address1197 MAIN ST, COVENTRY, RI 02816-5714
Document Number2186-328
Book / Page2186 / 328
Instrument DateNov 25, 2020
Instrument8297
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressMAIN ST, COVENTRY, RI

Mortgage

Document Number8298
DateNov 30, 2020
Instrument8298
Lender
NameSEMPER HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Coventry Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCoventry Town
Unified School DistrictCoventry School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,808.00 (+3.62%)$298,800 (-1.29%) Land $74,700 Building $224,100
2024$398,715
2023$4,640.00$302,700 Land $74,700 Building $228,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims6 (1996–2024)
Claims Outside the SFHA5 of 6
Most Recent ClaimJan 2024 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENT COUNTY WATER AUTHORITY
serves 94,107 people · EPA ID RI1559511
Water SourcePurchased surface water from several systems
Last State InspectionMay 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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