1197 Hwy OO, Morrison, MO 65061 Property Records

Gasconade County property record for 1197 Hwy OO, Morrison, MO 65061

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,680 sqft · built 2001
Lot Size	4.36 acres (189,922 sqft)
Owner	2 Individual Names on File
Last Sale	$80,800 (Sep 2026)
Tax Bill	$1,360 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-3.0-08-0-00-005.000`

Property Details

APN / Parcel Number

Primary APN	`09-3.0-08-0-00-005.000`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,620 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	189,922 sqft (4.36 acres)
Garage Type	Detached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1197 HIGHWAY OO
City	MORRISON
State	MO
Zip	65061-2114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NW PT NW SE: AC-4.36
Legal Range	06W
Legal Township	44N
Legal Section	08
Jurisdiction	GASCONADE MO
Township / Civil Division	RICHLAND
Census Block Group	2
Census Block	2083
Census Tract	960200

Owner

1197 Hwy OO is owned and occupied by two individuals who bought it in September 2026.

Source: Gasconade County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1197 HIGHWAY OO, MORRISON, MO 65061-2114
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Warranty Deed, Transfer · Line of Credit HERITAGE COMMUNITY BANK
Oct 31, 2018	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL RESOURCES
Aug 28, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2026 · Amount on File
Deed Sale	Sep 2, 2026 · Amount on File
Deed Document Number	20262868
Prior Transfer Date	Jun 16, 2009
Prior Transfer Doc	20091891
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASCONADE MO
Recording Date	Sep 2, 2026
Property Address	1197 HIGHWAY OO, MORRISON, MO 65061-2114
Document Number	0000002868
Instrument Date	Sep 1, 2026
Instrument	20262868
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1197 HIGHWAY OO, MORRISON, MO 65061-2114

Mortgage

Document Number	0000002869,
Date	Sep 2, 2026
Instrument	20262869

Lender

Name	HERITAGE COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 3, 2046

Interest

Max Rate	-1%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASCONADE MO
Property Address	1197 HIGHWAY OO, MORRISON, MO 65061-2114
Transaction Type	Mortgage
Record Updated	Jul 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20183080
Date	Oct 31, 2018
Instrument	2018-3080

Lender

Name	AMERICAN FINANCIAL RESOURCES

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	351 Months
Due	Jan 1, 2048

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASCONADE MO
Property Address	1197 HIGHWAY OO, MORRISON, MO 65061-2114
Transaction Type	Mortgage
Record Updated	Jul 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20192151
Date	Aug 28, 2019
Instrument	2019-2151

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Gasconade County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Gasconade County
Unified School District	Gasconade County R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,090 (-)	$116,240 (-) Land $19,310 Building $96,930
2025	$1,360.00 (+2.95%)	$22,090 (+4.44%)	$116,240 (+4.44%) Land $19,310 Building $96,930
2023	$1,321.00	$21,150	$111,300
2022	$1,321.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1197 Hwy OO in Zone X, an area of minimal flood risk, though there have been 131 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	131 (1982–2020)
Claims Outside the SFHA	12 of 131
Most Recent Claim	Jan 2020 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 25 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jan 2016 · 25 claims Severe Storms & Flooding, Oct 1993 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1197 Hwy OO is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
FireServe Fixed Wireless · not low latency	100 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hwy OO

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