Burke County property record for 1197 Hopewell Rd, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,040 sqft · built 2025 |
| Lot Size | 4.33 acres (188,615 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $942 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage Oct 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1782812670 |
| Primary APN | 1782812670 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,040 sqft Living Area |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 188,615 sqft (4.33 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Porch | Slab |
| Cooling System | None |
|---|
| Street Address | 1197 HOPEWELL RD |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-8120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | LOA PL67-90 |
| Legal Subdivision | SURVEY FOR JOHN L FRANKLIN |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 20303 |
Source: Burke County records, as of October 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1225 HOPEWELL RD, MORGANTON, NC 28655-8115 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE |
| Oct 27, 2025 | Deed of Trust, Mortgage · Commercial Mortgage MADISON HOMEBUILDERS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Aug 14, 2026 |
| Property Address | 1197 HOPEWELL RD, MORGANTON, NC 28655-8120 |
| Document Number | 0026007633 |
| Book / Page | 2890 / 637 |
| Instrument Date | Aug 14, 2026 |
| Instrument | 202626007633 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1197 HOPEWELL RD, MORGANTON, NC 28655-8120 |
| Document Number | 0026007633, |
|---|---|
| Date | Aug 14, 2026 |
| Book Page | 2890/637 |
| Instrument | 202626007633 |
| Name | ATLANTIC BAY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 1197 HOPEWELL RD, MORGANTON, NC 28655-8120 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1225 HOPEWELL RD, MORGANTON, NC 28655-8115 |
| Document Number | 0028350618 |
|---|---|
| Date | Oct 27, 2025 |
| Book Page | 2835/618 |
| Instrument | 2025008931 |
| Name | MADISON HOMEBUILDERS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | CHARLOTTE, NC 28273 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $942.00 | $143,820 (+333.77%) Land $33,156 Building $110,664 | $143,820 (+333.77%) Land $33,156 Building $110,664 |
| 2025 | $33,156 Land $33,156 | $33,156 Land $33,156 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRENTWOOD-JAMESTOWN ROAD private · serves 6,035 people · EPA ID NC0112104 |
|---|---|
| Water Source | Purchased surface water from CITY OF MORGANTON |
| Last State Inspection | Nov 2025 |
| Also Mapped Here | BRENTWOOD WATER ASSOCIATION |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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