1197 Fulcher Rd, Franklin, NC 28734 Property Records

Macon County property record for 1197 Fulcher Rd, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,894 sqft · built 1999
Lot Size	2.52 acres (109,771 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Aug 2022)
Tax Bill	$1,248 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6592596792`

Property Details

APN / Parcel Number

Primary APN	`6592596792`
Alternative APNs	`148842` `153122`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,894 sqft Heated Area
1st Floor Area	1,894 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Metal
Lot Area	109,771 sqft (2.52 acres)
Garage Type	Mixed
Garage Area	500 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	84 sqft
Canopy	240 sqft
Utility Building	324 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	153122
Street Address	1197 FULCHER RD
City	FRANKLIN
State	NC
Zip	28734-4733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 3 SUNSHINE VALLEY
Legal Subdivision	SUNSHINE VALLEY
Legal Lot Number	3
Jurisdiction	MACON NC
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2021
Census Tract	970600

Owner

1197 Fulcher Rd is owned by an individual who bought it in August 2022.

Source: Macon County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	1573 HIGHLANDS RD, FRANKLIN, NC 28734-3502
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST RELIANCE BANK
Feb 2, 2021	Executor's Deed, Transfer · Stand-Alone First Mortgage ESTATE OF RONNIE S LOWING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2022 · Amount on File
Deed Sale	Aug 11, 2022 · Amount on File
Prior Sale	Feb 2, 2021 · Amount on File
Deed Document Number	20226221
Deed Book / Page	A42 / 886
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Aug 11, 2022
Property Address	1197 FULCHER RD, FRANKLIN, NC 28734-4733
Document Number	000A42/886
Book / Page	A-42 / 886
Map Reference	CARD 2857
Instrument Date	Aug 10, 2022
Instrument	2022006221
Transaction Type	Transfer
Record Updated	Aug 26, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1573 HIGHLANDS RD, FRANKLIN, NC 28734-3502

Mortgage

Document Number	000A42/890
Date	Aug 11, 2022
Book Page	A-42/890
Instrument	2022006222

Lender

Name	FIRST RELIANCE BANK
Type	Bank
Address	MOUNT PLEASANT, SC 29464

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

February 2021: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	MACON NC
Recording Date	Feb 2, 2021
Property Address	1197 FULCHER RD, FRANKLIN, NC 28734-4733
Document Number	00P40/1271
Book / Page	P-40 / 1271
Map Reference	CARD 2857
Instrument Date	Jan 29, 2021
Instrument	2021001033
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1197 FULCHER RD, FRANKLIN, NC 28734-4733
Investor	Possibly a Property Investor

Mortgage

Document Number	00P40/1276
Date	Feb 2, 2021
Book Page	P-40/1276
Instrument	2021001034

Lender

Name	ESTATE OF RONNIE S LOWING
Type	Non-Lending Institution
Address	GLENVILLE, NC 28736

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	19 Months
Due	Sep 29, 2022

Tax Assessment & Valuation

The 2026 property tax bill for 1197 Fulcher Rd was $1,248.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,248.00	$348,640 Land $64,330 Building $284,310	$348,640 Land $64,330 Building $284,310
2025	$1,248.00
2023	$1,236.00	$346,540 Land $64,330 Building $282,210	$346,540 Land $64,330 Building $282,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1197 Fulcher Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2004 · Hurricane Ivan

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1197 Fulcher Rd is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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