1197 Fleming Dr, Roseville, CA 95747 Property Records

Placer County property record for 1197 Fleming Dr, Roseville, CA 95747

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,524 sqft · built 2000
Lot Size	0.22 acres (9,583 sqft)
Owner	Trust Name on File
Last Sale	$490,000 (Jun 2017)
Tax Bill	$6,059 (2025)
Deeds & Mortgages	Aug 2023 Reverse Mortgage May 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`477-640-013-000`

Property Details

APN / Parcel Number

Primary APN	`477-640-013-000`
Alternative APN	`477-640-013`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	2,524 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	9,583 sqft (0.22 acres)
Garage Area	610 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	477-640-013
Street Address	1197 FLEMING DR
City	ROSEVILLE
State	CA
Zip	95747-5824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 161 WOODCREEK OAKS VILLAGE 5A MOR U-56
Legal Subdivision	WOODCREEK OAKS VILLAGE 5A
Legal Lot Number	161
Jurisdiction	PLACER CA
Township / Civil Division	ROSEVILLE
Census Block Group	1
Census Block	1008
Census Tract	21037

Owner

1197 Fleming Dr is owner-occupied and held in a trust since June 2017.

Source: Placer County records, as of July 13, 2026

Owner of Record	Trust Name on File
Mailing Address	1197 FLEMING DR, ROSEVILLE, CA 95747-5824
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
May 22, 2019	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Jun 19, 2017	Grant Deed, Transfer · Conventional Mortgage PROVIDENT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2017 · Amount on File
Deed Sale	Jun 19, 2017 · Amount on File
Prior Sale	Nov 27, 2013 · Amount on File
Deed Document Number	201745029
Prior Transfer Date	Sep 5, 2013
Prior Transfer Doc	0000110645
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1197 FLEMING DR, ROSEVILLE, CA 95747-5824
Transaction Type	Mortgage
Record Updated	Aug 30, 2023
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1197 FLEMING DR, ROSEVILLE, CA 95747-5824

Mortgage

Document Number	0000043055
Date	Aug 15, 2023
Instrument	2023-0043055

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	MAHWAH, NJ 07495

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	7.86%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.8%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1197 FLEMING DR, ROSEVILLE, CA 95747-5824
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033817
Date	May 22, 2019
Instrument	2019-0033817

Lender

Name	PATELCO CU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	302 Months
Due	Jun 30, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jun 19, 2017
Property Address	1197 FLEMING DR, ROSEVILLE, CA 95747-5824
Document Number	0000045029
Instrument Date	Jun 7, 2017
Instrument	45029
Transaction Type	Transfer
Record Updated	Oct 2, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$539.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1197 FLEMING DR ROSEVILLE CA 957475824, ROSEVILLE, CA 95747-5824

Mortgage

Document Number	45030
Date	Jun 19, 2017
Instrument	45030

Lender

Name	PROVIDENT CU
Type	Credit Union
Address	REDWOOD CITY, CA 94065

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1197 Fleming Dr was $6,059 with a homeowner's exemption.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Roseville City
Elementary School District	Dry Creek Joint Elementary School District (KG - 08)
Secondary School District	Roseville Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$579,933 (+2%) Land $147,972 Building $431,961
2025	$6,059.00 Homeowner's exemption	$568,563 Land $145,071 Building $423,492
2023	$5,913.00 (-0.2%) Homeowner's exemption	$546,488 Land $139,439 Building $407,049
2022	$5,925.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1197 Fleming Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 1 (45% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1197 Fleming Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROSEVILLE serves 165,736 people · EPA ID CA3110008
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Zeta Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, unWired Broadband.

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