Henderson County property record for 1197 E Tracy Grove Rd, Flat Rock, NC 28731
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,218 sqft · built 1960 |
| Lot Size | 1.89 acres (82,328 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,130 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 9598377432 |
| Primary APN | 9598377432 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,218 sqft Heated Area |
| 1st Floor Area | 1,092 sqft |
| Basement Area | 1,092 sqft |
| Unfinished Basement | 1,092 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 82,328 sqft (1.89 acres) |
| Garage Type | Detached |
| Garage Area | 638 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 171 sqft |
| Patio Area | 238 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 10006588 |
|---|---|
| Street Address | 1197 E TRACY GROVE RD |
| City | FLAT ROCK |
| State | NC |
| Zip | 28731-5745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10006588~R |
| Legal Description | RECOMBINATION SURVEY OF 8.495 ACRES LO1 PL2020-12431 |
| Legal Block | 37 |
| Legal Lot Number | 7432 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | BLUE RIDGE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 930302 |
Source: Henderson County assessment roll, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1131 E TRACY GROVE RD, FLAT ROCK, NC 28731-5745 |
| Owner Type | Company |
| Vesting | Life Estate |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $197,900 (-) Land $55,200 Building $142,700 | ||
| 2025 | $1,130.00 | ||
| 2023 | $197,900 Land $55,200 Building $142,700 | $197,900 Land $55,200 Building $142,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2012 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Optimum Communications Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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