Bay County property record for 1197 E Munger Rd, Munger, MI 48747 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,320 sqft · built 1975 |
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $78,000 (Sep 1993) |
| Tax Bill | $2,120 (2026) |
| Deeds & Mortgages | Feb 2026 Transfer Mar 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 090-014-300-010-01 |
| Primary APN | 090-014-300-010-01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,320 sqft Living Area |
| 1st Floor Area | 1,320 sqft |
| Basement Area | 1,320 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Lot Area | 40,075 sqft (0.92 acres) |
| Lot Dimensions | 216 ft deep x 185 ft wide |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|
| Street Address | 1197 E MUNGER RD |
|---|---|
| City | MUNGER |
| State | MI |
| Zip | 48747-9745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM 504.5 FT W OF SE COR OF E 1/2 OF SW 1/4 TH N 216 FT TH W 185 FT TH S 216 FT TH E 185 FT TO BEG. SEC.14,T13N,R6E 12-5-77 |
| Jurisdiction | BAY MI |
| Township / Civil Division | MERRITT |
| Census Block Group | 5 |
| Census Block | 5034 |
| Census Tract | 285300 |
Source: Bay County records · APN 090-014-300-010-01
Assessment roll updated May 18, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 203 W DOUGLASS AVE, HOUGHTON, MI 49931-2221 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Feb 11, 2026 | Intrafamily Transfer, Transfer |
| Mar 23, 2022 | Deed of Trust, Mortgage · Line of Credit TEAM ONE CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 29, 1993 · Amount on Record |
| Deed Sale | Sep 29, 1993 · Amount on Record |
| Deed Book / Page | 1287 / 507 |
| Last Transfer Date | Sep 07, 2011 |
| Transfer Doc | 0028280100 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Feb 11, 2026 |
| Property Address | 1197 E MUNGER RD, MUNGER, MI 48747-9745 |
| Document Number | 0000001537 |
| Instrument Date | Jan 30, 2026 |
| Instrument | 202601537 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1197 E MUNGER RD, MUNGER, MI 48747-9745 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 1197 E MUNGER RD, MUNGER, MI 48747-9745 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1197 E MUNGER RD, MUNGER, MI 48747-9745 |
| Document Number | 0000004114 |
|---|---|
| Date | Mar 23, 2022 |
| Instrument | 202204114 |
| Name | TEAM ONE CU |
|---|---|
| Type | Credit Union |
| Address | SAGINAW, MI 48607 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Bay County records · Assessment roll updated May 18, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Merritt Township |
| Unified School District | Bay City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,120.00 (+141.73%) Homeowner's exemption | $87,850 (+8.59%) | $175,700 (+8.59%) |
| 2025 | $877.00 (-51.84%) Homeowner's exemption | $80,900 (+30.38%) | $161,800 (+30.38%) |
| 2024 | $1,821.00 (+9.04%) | ||
| 2023 | $62,050 | $124,100 | |
| 2022 | $1,670.00 |
Source: FEMA National Flood Hazard Layer, Bay County (26017C), updated February 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260172853005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 7 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| T-Mobile USA | Fixed Wireless | 25 / 3 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Skyweb Networks, TDS Telecom. Availability varies by address; speeds are provider-advertised maximums, not measured.
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