1197 E Mountain Dr, West Palm Beach, FL 33406 Property Records

Palm Beach County property record for 1197 E Mountain Dr, West Palm Beach, FL 33406

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,388 sqft · built 1979
Lot Size	0.168 acres (7,305 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Mar 2026)
Tax Bill	$7,960 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00-43-44-07-19-000-0270`

Property Details

APN / Parcel Number

Primary APN	`00-43-44-07-19-000-0270`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,388 sqft Living Area
Gross Area	1,904 sqft
1st Floor Area	1,388 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1984
Exterior Material	Concrete Block/Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,305 sqft (0.168 acres)
Lot Dimensions	146 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	320 sqft
Porch	Patio
Porch Area	196 sqft
Patio Area	558 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1197 E MOUNTAIN DR
City	WEST PALM BEACH
State	FL
Zip	33406-4969
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	COLLINWOOD HEIGHTS PLAT 2 LT 27
Legal Range	43E
Legal Township	44S
Legal Section	07
Legal Subdivision	COLLINWOOD HEIGHTS PLAT 2
Legal Lot Number	27
Jurisdiction	PALM BEACH FL
Township / Civil Division	LAKE WORTH
Census Block Group	3
Census Block	3024
Census Tract	4101

Owner

Source: Palm Beach County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3561 FOREST HILL BLVD, 68, WEST PALM BEACH, FL 33406-5876
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed of Trust, Mortgage · FHA Mortgage RUSHMORE LOAN MANAGEMENT SERVICES LLC
Mar 20, 2026	Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC
Sep 12, 2025	Warranty Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC
Oct 4, 2019	Warranty Deed, Transfer · FHA Mortgage FINANCIAL FREEDOM MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2026 · Amount on Record
Deed Sale	Mar 20, 2026 · Amount on Record
Prior Sale	Sep 12, 2025 · Amount on Record
Deed Document Number	202699920
Deed Book / Page	36390 / 1629
Prior Transfer Date	Apr 15, 2010
Prior Transfer Doc	0241501207
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	1197 E MOUNTAIN DR, WEST PALM BEACH, FL 33406-4969
Transaction Type	Mortgage
Record Updated	Apr 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1197 EAST MOUNTIAND DRIVE, WEST PALM BEACH, FL 33406

Mortgage

Document Number	0329591759
Date	Oct 15, 2021
Book Page	32959/1759
Instrument	20210474719

Lender

Name	RUSHMORE LOAN MANAGEMENT SERVICES LLC
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2051

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Mar 20, 2026
Property Address	1197 E MOUNTAIN DR, WEST PALM BEACH, FL 33406-4969
Document Number	0363901629
Book / Page	36390 / 1629
Map Reference	MB 34 PG 5
Instrument Date	Mar 16, 2026
Instrument	20260099920
Transaction Type	Transfer
Record Updated	Apr 17, 2026
Title Company	INDEPENDENT TITLE OF FORT LAUD, INDEPENDENT TTL OF FORT LAUD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13295 MACHIAVELLI WAY, PALM BEACH GARDENS, FL 33418-6196

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3561 FOREST HILL BLVD APT 68, 68, WEST PALM BEACH, FL 33406-5876

Mortgage

Document Number	0363901631
Date	Mar 20, 2026
Instrument	36390/1631

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

September 2025: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Sep 12, 2025
Property Address	1197 E MOUNTAIN DR, WEST PALM BEACH, FL 33406-4969
Document Number	0359991274
Book / Page	35999 / 1274
Map Reference	MB 34 PG 5
Instrument Date	Sep 8, 2025
Instrument	20250325985
Transaction Type	Construction Loan
Record Updated	Dec 9, 2025
Title Company	INDEPENDENT TTL OF FORT LAUD

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,380.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1197 E MOUNTAIN DR, WEST PALM BEACH, FL 33406-4969

Mortgage

Document Number	0359991276
Date	Sep 12, 2025
Instrument	35999/1276

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Oct 4, 2019
Property Address	1197 E MOUNTAIN DR, WEST PALM BEACH, FL 33406-4969
Document Number	0309341216
Book / Page	30934 / 1216
Map Reference	MB 34 PG 5&6
Instrument Date	Sep 16, 2019
Instrument	20190365625
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	UNIVERSAL SETMNT SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1197 E MOUNTAIN DR, WEST PALM BEACH, FL 33406-4969

Mortgage

Document Number	0309341217
Date	Oct 4, 2019
Instrument	30934/1217

Lender

Name	FINANCIAL FREEDOM MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,960.00 (+3.78%)	$247,329 (+5.33%)	$369,625 (+9.07%) Land $199,553 Building $170,072
2024	$7,670.00 (+25.55%) Homeowner's exemption	$234,811 (-1.15%)	$338,897 (-2.66%) Land $181,412 Building $157,485
2023	$6,109.00 (+3.18%) Homeowner's exemption	$237,539 (+8.48%)	$348,162 (+10.63%) Land $199,700 Building $148,462
2022	$5,921.00 Homeowner's exemption	$218,969	$314,718 Land $181,500 Building $133,218

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	12 (1982–2011)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Mar 2011 · other causes
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims Hurricane Irene, Oct 1999 · 2 claims Severe Flooding, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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