Anne Arundel County property record for 1197 Carrs Rd, Annapolis, MD 21409
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,092 sqft · built 1998 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $400,000 (Jun 2020) |
| Tax Bill | $4,740 (2025) |
| Deeds & Mortgages | Jun 2020 Sale & Mortgage Jan 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-000-13162505 |
| Primary APN | 03-000-13162505 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 160 sqft |
| Deck Area | 400 sqft |
| Bath House | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 00013162505 |
|---|---|
| Street Address | 1197 CARRS RD |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21409-6145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RLD |
| Legal Description | 1 ACRE NR SKIDMORE |
| Legal Subdivision | NR SKIDMORE |
| Legal Block | 2 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 730902 |
Source: Anne Arundel County records, as of September 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1197 CARRS RD, ANNAPOLIS, MD 21409-6145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jun 24, 2020 | Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Jan 16, 2020 | Grant Deed, Transfer GORDON B & JACK G BANNISTER |
| May 6, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 2020 · Amount on Record |
| Deed Sale | Jun 24, 2020 · Amount on Record |
| Prior Sale | Jan 16, 2020 · Amount on Record |
| Deed Book / Page | 34797 / 441 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jun 24, 2020 |
| Property Address | 1197 CARRS RD, ANNAPOLIS, MD 21409-6145 |
| Document Number | 0347970441 |
| Book / Page | 34797 / 441 |
| Instrument Date | Jun 12, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | LIBERTY TITLE AND ESCROW CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 1197 CARRS RD, ANNAPOLIS, MD 21409-6145 |
| Document Number | 34797449 |
|---|---|
| Date | Jun 24, 2020 |
| Instrument | 34797/449 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jan 16, 2020 |
| Property Address | 1197 CARRS RD, ANNAPOLIS, MD 21409-6145 |
| Document Number | 0340840184 |
| Book / Page | 034084 / 000184 |
| Instrument Date | Jan 3, 2020 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2020 |
| Title Company | LIBERTY TITLE AND ESCROW, LIBERTY TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $225.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1155 BACON RIDGE RD CROWNSVILLE MD 210321903, CROWNSVILLE, MD 21032-1903 |
| Document Number | 340840188 |
|---|---|
| Date | Jan 16, 2020 |
| Book Page | 034084/000188 |
| Name | GORDON B & JACK G BANNISTER |
|---|---|
| Address | 14340 OLD MARLBORO PIKE, UPPER MARLBORO, MD 20772-2840 |
| Amount | Amount Recorded |
|---|
| Rate | 3% |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | May 6, 2019 |
| Property Address | 1197 CARRS RD, ANNAPOLIS, MD 21409-6145 |
| Document Number | 0331060316 |
| Book / Page | 033106 / 000316 |
| Instrument Date | Feb 26, 2019 |
| Transaction Type | Foreclosure |
| Record Updated | May 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $229.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 55 BEATTIE PL #110 GREENVILLE SC 296015115, 110, GREENVILLE, SC 29601-5115 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $445,667 (+20.19%) | $475,300 (+23.01%) Land $231,000 Building $244,300 | |
| 2025 | $4,740.00 (+22.26%) | ||
| 2023 | $3,877.00 Homeowner's exemption | $370,800 | $386,400 Land $190,000 Building $196,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 7 (1987–2020) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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