1197 23rd St, Moline, IL 61265 Property Records

Rock Island County property record for 1197 23rd St, Moline, IL 61265

Property Summary

Property Type	Single Family Home
Details	2 bd · 662 sqft · built 1917
Lot Size	0.25 acres (10,802 sqft)
Owner	Individual Name on File
Tax Bill	$1,000 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Jun 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-33-329-026`

Property Details

APN / Parcel Number

Primary APN	`08-33-329-026`

Interior

Bedrooms	2 Beds
Stories	1 Story
Building Area	662 sqft Living Area
1st Floor Area	662 sqft
Basement Area	662 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Construction Type	Frame
Lot Area	10,802 sqft (0.25 acres)

Location & Zoning

Street Address	1197 23RD ST
City	MOLINE
State	IL
Zip	61265-2248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MOL
Legal Description	LOT 13 & 14 BLOCK 7 ACME
Legal Subdivision	ACME
Legal Block	7
Legal Lot Number	13-14
Jurisdiction	ROCK ISLAND IL
Township / Civil Division	MOLINE
Census Block Group	2
Census Block	2012
Census Tract	21600

Owner

1197 23rd St is owned and occupied by an individual.

Source: Rock Island County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1197 23RD ST, MOLINE, IL 61265-2248
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage IH MISSISSIPPI VALLEY CU
Jun 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage IH MISSISSIPPI VALLEY CU
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage IH MISSISSIPPI VALLEY CU
Feb 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage IH MISSISSIPPI VALLEY CU
Feb 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage IH MS VLY CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK ISLAND IL
Property Address	1197 23RD ST, MOLINE, IL 61265-2248
Transaction Type	Mortgage
Record Updated	Aug 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007936
Date	Jun 28, 2023
Instrument	2023-07936

Lender

Name	IH MISSISSIPPI VALLEY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jul 1, 2028

Interest

Rate Type	Fixed Rate
Rate	9.44%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK ISLAND IL
Property Address	1197 23RD ST, MOLINE, IL 61265-2248
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009098
Date	Jun 2, 2022
Instrument	2022-09098

Lender

Name	IH MISSISSIPPI VALLEY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 1, 2032

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2029
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	4%
Index	1-Year LIBOR

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK ISLAND IL
Property Address	1197 23RD ST, MOLINE, IL 61265-2248
Transaction Type	Mortgage
Record Updated	Dec 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018938
Date	Nov 17, 2020
Instrument	2020-18938

Lender

Name	IH MISSISSIPPI VALLEY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 15, 2030

Interest

Rate Type	Fixed Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK ISLAND IL
Property Address	1197 23RD ST, MOLINE, IL 61265-2248
Transaction Type	Mortgage
Record Updated	Dec 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002702
Date	Feb 24, 2020
Instrument	2020-02702

Lender

Name	IH MISSISSIPPI VALLEY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 1, 2030

Interest

Rate Type	Fixed Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK ISLAND IL
Property Address	1197 23RD ST, MOLINE, IL 61265-2248
Document Number	0000002692
Instrument Date	Feb 11, 2020
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1197 23RD ST MOLINE IL 612652248, MOLINE, IL 61265-2248

Mortgage

Document Number	0000002692
Date	Feb 24, 2020
Instrument	2692

Lender

Name	IH MS VLY CU
Type	Credit Union
Address	MOLINE, IL 61265

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Feb 23, 2030

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

The 2025 property tax bill for 1197 23rd St was $1,000 with exemptions applied.

Source: Rock Island County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Rock Island County
County Subdivision	Moline Township
Municipality	Moline City
Unified School District	Moline-Coal Valley School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,000.00 Homeowner's exemption Senior Citizen's exemption	$22,465 (+6%) Land $2,883 Building $19,582	$67,395 (+6%) Land $8,649 Building $58,746
2024		$21,194 Land $2,720 Building $18,474	$63,582 Land $8,160 Building $55,422
2022	$521.00	$18,044 Land $2,600 Building $15,444	$54,132 Land $7,800 Building $46,332

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1197 23rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1197 23rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOLINE serves 44,500 people · EPA ID IL1610450
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Geneseo Communications Services, Verizon.

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