11967 Valley Ave, Cresco, IA 52136 Property Records

Howard County property record for 11967 Valley Ave, Cresco, IA 52136

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,912 sqft · built 1993
Lot Size	1.09 acres (47,480 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,814 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`120040911040000`

Property Details

APN / Parcel Number

Primary APN	`120040911040000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,912 sqft Living Area
Basement Area	1,912 sqft
Finished Basement	800 sqft
Unfinished Basement	1,112 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	47,480 sqft (1.09 acres)
Garage Type	Attached
Garage Area	1,040 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	122 sqft
Deck Area	282 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	11967 VALLEY AVE
City	CRESCO
State	IA
Zip	52136-8208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 OF A & LOT C NE NE
Legal Range	11W
Legal Township	98N
Legal Section	04
Legal Lot Number	C & 2
Jurisdiction	HOWARD IA
Township / Civil Division	VERNON SPRINGS
Census Block Group	2
Census Block	2015
Census Tract	960200

Owner

11967 Valley Ave is owned and occupied by two individuals.

Source: Howard County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11967 VALLEY AVE, CRESCO, IA 52136-8208
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage CUSB BANK
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage CUSB BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	11967 VALLEY AVE, CRESCO, IA 52136-8208
Transaction Type	Mortgage
Record Updated	Jun 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002021/223
Date	Jan 28, 2021
Book Page	2021/223
Instrument	2021 0223

Lender

Name	CUSB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	11967 VALLEY AVE, CRESCO, IA 52136-8208
Transaction Type	Mortgage
Record Updated	Jun 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/2000
Date	Nov 9, 2020
Book Page	2020/2000
Instrument	2020 2000

Lender

Name	CUSB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 11967 Valley Ave was $4,814 with a homeowner's exemption.

Source: Howard County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Howard County
Unified School District	Howard-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,814.00	$418,750 (-) Land $46,000 Building $372,750	$418,750 (-) Land $46,000 Building $372,750
2025	$4,814.00 (+6.5%) Homeowner's exemption	$418,750 Land $46,000 Building $372,750	$418,750 Land $46,000 Building $372,750
2024	$4,520.00
2023		$374,730 (+29%) Land $46,000 Building $328,730	$374,730 Land $46,000 Building $328,730
2022	$4,114.00 Homeowner's exemption	$290,490 Land $35,350 Building $255,140
2021			$290,490 Land $35,350 Building $255,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11967 Valley Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11967 Valley Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harmony Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Windstream DSL	200 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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