11966 River Rd, Carmel, IN 46033 Property Records

Hamilton County property record for 11966 River Rd, Carmel, IN 46033

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,484 sqft · built 1911
Lot Size0.589 acres (25,700 sqft)
OwnerIndividual Name on Record
Tax Bill$6,744 (2024)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone AE (high risk)
APN29-10-34-401-008.000-018

Property Details

APN / Parcel Number

Primary APN29-10-34-401-008.000-018
Alternative APN
  • 1710340401008000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area1,484 sqft Living Area
1st Floor Area1,041 sqft
AtticAttic
Attic Area458 sqft
Basement Area449 sqft

Exterior

Year BuiltBuilt 1911
Effective Year BuiltEffective 1957
Architectural StyleOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area25,700 sqft (0.589 acres)
Lot Dimensions185 ft deep x 144 ft wide
Garage TypeDetached
Garage Area720 sqft
Parking Spaces3 Parking Spaces
Shed1 Shed
Shed Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1710340401008000
Street Address11966 RIVER RD
CityCARMEL
StateIN
Zip46033-9754
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .00, SECTION 34, TOWNSHIP 18, RANGE 4, NORTHWOOD HILLS, SECTION 1, LOT 2
Legal Range04
Legal Township18
Legal Section34
Legal SubdivisionNORTHWOOD HILLS FIRST SECTION
Legal Block1
Legal Lot Number2
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group3
Census Block3004
Census Tract110912

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3034 DAUM CT, CARMEL, IN 46033-3279
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 17, 2020
Deed SaleNov 17, 2020
Prior SaleJun 18, 2015
Deed Document Number2020083886
Record UpdatedJun 8, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateNov 17, 2020
Property Address11966 RIVER RD, CARMEL, IN 46033-9754
Document Number2020083886
Map ReferenceMB 2 PG 38-39
Instrument DateOct 1, 2020
Instrument2020083886
Transaction TypeTransfer
Record UpdatedOct 22, 2021
Title CompanyCHICAGO TITLE CO LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3034 DARIVER CT, CARMEL, IN 46033
InvestorPossibly a Property Investor

Mortgage

Document Number2020083887
DateNov 17, 2020
Instrument2020083887
Lender
NameWAYNE BANK AND TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$370,100 (+9.63%) Land $122,200 Building $247,900$370,100 (+9.63%) Land $122,200 Building $247,900
2024$6,744.00 (-8.67%)$337,600 (-7.84%) Land $122,200 Building $215,400$337,600 (-7.84%) Land $122,200 Building $215,400
2023$7,384.00 (+22.62%)$366,300 (+25.45%) Land $94,900 Building $271,400$366,300 (+25.45%) Land $94,900 Building $271,400
2022$6,022.00$292,000 Land $94,900 Building $197,100$292,000 Land $94,900 Building $197,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 34 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies34 in force
Nearby Flood Claims33 (2005–2026)
Most Recent ClaimAug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2026 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 63% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 35

May also be available: T-Mobile, Xfinity.

Nearby Properties on River Rd

Nearby Streets

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