11964 State Rte 9n, Upper Jay, NY 12987 Property Records

Essex County and Jay Town property record for 11964 State Rte 9n, Upper Jay, NY 12987

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,287 sqft · built 2008
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Oct 2020)
Tax Bill	$6,214 (2026)
Deeds & Mortgages	Jul 2022 Line of Credit Oct 2020 Sale
APN	`615J110014`

Property Details

APN / Parcel Number

Primary APN	`615J110014`
Alternative APNs	`280003500400030170000000` `152800 35.4-3-17.000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,287 sqft Living Area
1st Floor Area	858 sqft
Upper Floors Area	429 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2015
Architectural Style	Rustic
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	43,560 sqft (1 acres)
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	615J110014
Street Address	11964 STATE ROUTE 9N
City	UPPER JAY
State	NY
Zip	12987-3304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	12 MALLORY GRANT
Legal Block	3
Legal Lot Number	17.000
Jurisdiction	ESSEX NY
Township / Civil Division	JAY
Census Block Group	2
Census Block	2054
Census Tract	960200

Owner

Source: Essex County and Jay Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	11943 STATE ROUTE 9N, UPPER JAY, NY 12987-3305
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2022	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Oct 23, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2020 · Amount on File
Deed Sale	Oct 23, 2020 · Amount on File
Prior Sale	May 4, 2005 · Amount on File
Deed Document Number	20204433
Deed Book / Page	2007 / 160
Prior Transfer Date	Mar 31, 2005
Prior Transfer Doc	0000001441/000000006
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NY
Property Address	11964 STATE ROUTE 9N, UPPER JAY, NY 12987-3304
Transaction Type	Mortgage
Record Updated	Aug 9, 2022
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020223374
Date	Jul 20, 2022
Instrument	2022-3374

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESSEX NY
Recording Date	Oct 23, 2020
Property Address	11964 STATE ROUTE 9N, UPPER JAY, NY 12987-3304
Document Number	002007/160
Book / Page	2007 / 160
Instrument Date	Oct 20, 2020
Instrument	2020-4433
Transaction Type	Transfer
Record Updated	Apr 15, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11943 STATE ROUTE 9N, UPPER JAY, NY 12987-3305

Tax Assessment & Valuation

Source: Essex County and Jay Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Essex County
County Subdivision	Jay Town
Unified School District	AuSable Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,214.00 (+0.68%)
2025	$6,172.00 (+52.85%)	$319,200 (+14.41%) Land $78,000 Building $241,200	$319,200 (+14.41%) Land $78,000 Building $241,200
2023		$279,000 (+3.03%) Land $64,000 Building $215,000	$279,000 (+3.03%) Land $64,000 Building $215,000
2022	$4,038.00 (-43.37%)	$270,800 Land $36,000 Building $234,800	$270,800 Land $36,000 Building $234,800
2020	$7,130.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	97 (1979–2022)
Claims Outside the SFHA	51 of 97
Most Recent Claim	Feb 2022 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 30 claims Severe Storms High Winds, Rain And Flooding, Nov 1996 · 24 claims Severe Storms And Flooding, Jan 1996 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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