11963 S 645 E, Draper, UT 84020 Property Records

Salt Lake County property record for 11963 S 645 E, Draper, UT 84020

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.75 ba · 4,238 sqft · built 1994
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on File
Last Sale	$367,500 (Apr 2016)
Tax Bill	$4,285 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`28-30-278-004`

Property Details

APN / Parcel Number

Primary APN	`28-30-278-004`
Alternative APN	`28-30-278-004-0000`

Interior

Bedrooms	5 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,238 sqft Living Area
Gross Area	5,577 sqft
1st Floor Area	2,036 sqft
Upper Floors Area	1,073 sqft
Basement Area	1,380 sqft
Finished Basement	1,129 sqft
Unfinished Basement	251 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2010
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	20,473 sqft (0.47 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	888 sqft
Driveway	Concrete Driveway

Exterior Amenities

Porch	Covered Patio/Porch
Porch Area	35 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal

Location & Zoning

Street Address	11963 S 645 E
City	DRAPER
State	UT
Zip	84020-8722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1122
Legal Description	THE N 1/2 LOT 4, BLK 34, DRAPERVILLE. 5263-536 6899-0770 8161-1130 8331-1667 9208-7250 9717-2772
Legal Range	1E
Legal Township	3S
Legal Section	30
Legal Subdivision	DRAPERVILLE
Legal Block	34
Legal Lot Number	4
Jurisdiction	SALT LAKE UT
Township / Civil Division	SALT LAKE CITY
Census Block Group	3
Census Block	3002
Census Tract	112823

Owner

Source: Salt Lake County assessment roll, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	11963 S 645 E, DRAPER, UT 84020-8722
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 10, 2021	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Apr 29, 2022	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Mar 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 11, 2016 · Amount on Record
Deed Sale	Apr 11, 2016 · Amount on Record
Prior Sale	Apr 30, 2009 · Amount on Record
Deed Document Number	201612256934
Deed Book / Page	10419 / 8418
Prior Transfer Date	Apr 29, 2009
Prior Transfer Doc	0010689822
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Property Address	11963 S 645 E, DRAPER, UT 84020-8722
Transaction Type	Mortgage
Record Updated	Jan 16, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11963 S 645 E, DRAPER, UT 84020-8722

Mortgage

Document Number	0014480042
Date	Dec 23, 2025
Book Page	11626/6601
Instrument	14480042

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Property Address	11963 S 645 E, DRAPER, UT 84020-8722
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013550055
Date	Jan 29, 2021
Book Page	11108/9820
Instrument	13550055

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Property Address	11963 S 645 E, DRAPER, UT 84020-8722
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013658074
Date	May 10, 2021
Book Page	11171/8618
Instrument	13658074

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Property Address	11963 S 645 E, DRAPER, UT 84020-8722
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013943231
Date	Apr 29, 2022
Book Page	11334/3250
Instrument	13943231

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Property Address	11963 S 645 E, DRAPER, UT 84020-8722
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	LENDMARK CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013907877
Date	Mar 9, 2022
Book Page	11315/1115
Instrument	13907877

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Salt Lake County assessment roll, as of June 3, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Salt Lake County
Municipality	Draper City
Unified School District	Canyons School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,285.00 Homeowner's exemption	$833,600 (+89.69%) Land $378,900 Building $454,700	$833,600 (+4.33%) Land $378,900 Building $454,700
2024	$4,285.00 (+1.71%)
2023	$4,213.00 (-3.88%) Homeowner's exemption	$439,450 Land $173,415 Building $266,035	$799,000 Land $315,300 Building $483,700
2022	$4,383.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERPRO INC private · serves 33,100 people · EPA ID UTAH18006
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Lumen Technologies DSL · Fiber in parts of the area	140 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Boston Omaha.

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