11961 Palatial Dr, Freeland, MI 48623 Property Records

Saginaw County property record for 11961 Palatial Dr, Freeland, MI 48623 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,380 sqft · built 1969
Lot Size0.48 acres (20,909 sqft)
Owner2 Individual Names on File
Last Sale$116,600 (Dec 2009)
Tax Bill$831 (2025)
Deeds & MortgagesNov 2022 Line of Credit
Sep 2018 Refinance
Flood ZoneZone X (minimal risk)
APN29-13-3-17-2245-000

Property Details

APN / Parcel Number

Primary APN29-13-3-17-2245-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,380 sqft Living Area
1st Floor Area1,380 sqft
Basement Area1,380 sqft
Unfinished Basement1,380 sqft

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Exterior MaterialBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,909 sqft (0.48 acres)
Lot Dimensions168 ft deep x 125 ft wide
Garage Area676 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area48 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address11961 PALATIAL DR
CityFREELAND
StateMI
Zip48623-9555
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 45 NORTHWAY MANOR NO 3 SEC 17 T13N R3E
Legal Range03E
Legal Township13N
Legal Section17
Legal SubdivisionNORTHWAY MANOR 3
Legal Lot Number45
Legal Unit45
JurisdictionSAGINAW MI
Township / Civil DivisionTITTABAWASSEE
Census Block Group1
Census Block1025
Census Tract10102

Owner

Source: Saginaw County records · APN 29-13-3-17-2245-000

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address11961 PALATIAL DR, FREELAND, MI 48623-9555
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2022Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Sep 17, 2018Deed of Trust, Mortgage · Stand-Alone Refinance
CHEMICAL BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 17, 2009 · Amount on Record
Deed SaleDec 17, 2009 · Amount on Record
Deed Document Number200935042
Deed Book / Page2562 / 211
Record UpdatedSep 20, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address11961 PALATIAL DR, FREELAND, MI 48623-9555
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address11961 PALATIAL DR, FREELAND, MI 48623-9555

Mortgage

Document Number0000029536
DateNov 15, 2022
Instrument2022029536
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueOct 27, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address11961 PALATIAL DR, FREELAND, MI 48623-9555
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024058
DateSep 17, 2018
Instrument2018024058
Lender
NameCHEMICAL BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

Tax Assessment & Valuation

Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionTittabawassee Township
Unified School DistrictFreeland Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$98,200 (+33.61%)$196,400 (+33.61%)
2025$831.00 (-65.63%) Homeowner's exemption
2023$73,500$147,000
2022$2,418.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261450101021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Nearby Flood Policies9 in force
Nearby Flood Claims3 (2017–2020)
Claims Outside the SFHA1 of 3
Most Recent ClaimMay 2020, river or lake flooding, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, May 2020 · 2 claims

Wildfire

Wildfire RiskLow
above 4% of the US · above 9% of Michigan
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 138 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
LakeNetFiber1,000 / 500

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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