11960 White Oak Run, Conroe, TX 77385 Property Records

Montgomery County property record for 11960 White Oak Run, Conroe, TX 77385

Property Summary

Property Type	Single Family Home
Lot Size	2.11 acres (92,304 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,165 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jan 2025 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9524-02-05800`

Property Details

APN / Parcel Number

Primary APN	`9524-02-05800`
Alternative APN	`R255828`

Exterior

Lot Area	92,304 sqft
View / Lot	Front

Location & Zoning

Street Address	11960 WHITE OAK RUN
City	CONROE
State	TX
Zip	77385-2717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6
Legal Description	WHITE OAK ESTATES 02, BLOCK 3, LOT 7
Legal Subdivision	WHITE OAK ESTATES 02
Legal Block	3
Legal Lot Number	7
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	2
Census Block	2005
Census Tract	692003

Owner

Source: Montgomery County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11960 WHITE OAK RUN, CONROE, TX 77385-2717
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed of Trust, Mortgage · VA Mortgage CALCON MUTUAL MORTGAGE
Jan 14, 2025	Deed of Trust, Mortgage · Construction Mortgage CITIZENS STATE BANK
Nov 3, 2023	Vendor's Lien, Transfer · Stand-Alone First Mortgage STELLAR BANK
Apr 22, 2021	Warranty Deed, Transfer CAPITAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2024
Deed Sale	Aug 30, 2024
Prior Sale	Nov 3, 2023 · Amount on Record
Deed Document Number	202486558
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Recording Date	Sep 30, 2026
Property Address	11960 WHITE OAK RUN, CONROE, TX 77385-2717
Document Number	0000104499
Instrument Date	Sep 30, 2026
Instrument	2026104499
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000104499,
Date	Sep 30, 2026
Instrument	2026104499

Lender

Name	CALCON MUTUAL MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	11960 WHITE OAK RUN, CONROE, TX 77385-2717
Transaction Type	Mortgage
Record Updated	Dec 1, 2025
Title Company	CHICAGO TITLE-CONROE, CHICAGO TITLE CONROE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25511 SPRING RIDGE DR, SPRING, TX 77386-1516

Mortgage

Document Number	0000003839
Date	Jan 14, 2025
Instrument	2025003839

Lender

Name	CITIZENS STATE BANK
Type	Bank
Address	SEALY, TX 77474

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 10, 2026

November 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Nov 3, 2023
Property Address	11960 WHITE OAK RUN, CONROE, TX 77385-2717
Document Number	0000106438
Map Reference	CAB J SH 84&85
Instrument Date	Nov 1, 2023
Instrument	2023106438
Transaction Type	Transfer
Record Updated	Nov 20, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11960 WHITE OAK RUN, CONROE, TX 77385-2717

Mortgage

Document Number	0000106439
Date	Nov 3, 2023
Instrument	2023106439

Lender

Name	STELLAR BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Nov 1, 2025

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Apr 22, 2021
Property Address	11960 WHITE OAK RUN, CONROE, TX 77385-2717
Document Number	0000053882
Map Reference	CAB J SH 84&85
Instrument Date	Apr 15, 2021
Instrument	2021053882
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	691 PLANTATION RD, 691, HOUSTON, TX 77024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1715 SWEET GRASS TRL, HOUSTON, TX 77090-1850

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,190 (-) Land $201,190	$201,190 (-) Land $201,190
2025	$3,165.00 (-0.38%)	$201,190 (-) Land $201,190	$201,190 (-) Land $201,190
2024	$3,177.00 (+0.22%)	$201,190 (-) Land $201,190	$201,190 (-) Land $201,190
2023	$3,170.00	$201,190 Land $201,190	$201,190 Land $201,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 160 policies
Nearby Flood Policies	160 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE OAK WATER SUPPLY CORPORATION serves 900 people · EPA ID TX1700616
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ezee Fiber, Xfinity.

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