1196 Willis Cotton Rd, Summit, MS 39666 Property Records

Pike County property record for 1196 Willis Cotton Rd, Summit, MS 39666 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Lot Size0.5 acres (21,780 sqft)
OwnerCompany Name on File
Tax Bill$68 (2025)
Deeds & MortgagesJan 2026 Mortgage
Sep 2018 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN712665-BB

Property Details

APN / Parcel Number

Primary APN712665-BB
Alternative APN
  • 35251

Interior

Interior WallsPaneling

Exterior

Lot Area21,780 sqft (0.5 acres)

Location & Zoning

Street Address1196 WILLIS COTTON RD
CitySUMMIT
StateMS
Zip39666-7074
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT IN NE1/4 SW1/4 SE1/4 LY E OF RD ZN:X-28113C0025C
JurisdictionPIKE MS
Township / Civil Division4
Census Block Group2
Census Block2022
Census Tract950102

Owner

Source: Pike County records · APN 712665-BB

Assessment roll updated September 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1040 THORNTON LN, SUMMIT, MS 39666-7156
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 06, 2026Deed of Trust, Mortgage
BANK OF FRANKLIN
Sep 25, 2018Deed of Trust, Mortgage · Commercial Mortgage
FIRST BANK
Jan 13, 2021Deed of Trust, Mortgage
BANK OF FRANKLIN
May 30, 2019Deed of Trust, Mortgage · Commercial Mortgage
FIRST BANK
Dec 19, 2019Deed of Trust, Mortgage
BANK OF FRANKLIN

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 07, 2020
Deed SaleJan 07, 2020
Deed Document Number000301299
Record UpdatedJun 08, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIKE MS
Property Address1196 WILLIS COTTON RD, SUMMIT, MS 39666-7074
Transaction TypeMortgage
Record UpdatedJan 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1198 WILLIS COTTON RD, SUMMIT, MS 39666-7074

Mortgage

Document Number0000345748
DateJan 06, 2026
Instrument345748
Lender
NameBANK OF FRANKLIN
TypeBank
AddressMCCOMB, MS 39648
Agreement
AmountAmount Recorded
Term60 Months
DueJan 05, 2031

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIKE MS
Property Address1196 WILLIS COTTON RD, SUMMIT, MS 39666-7074
Transaction TypeMortgage
Record UpdatedMar 07, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000292384
DateSep 25, 2018
Instrument292384
Lender
NameFIRST BANK
TypeBank
AddressMCCOMB, MS 39648
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term61 Months
DueOct 05, 2023

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIKE MS
Property Address1196 WILLIS COTTON RD, SUMMIT, MS 39666-7074
Transaction TypeMortgage
Record UpdatedMar 07, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1198 WILLIS COTTON RD, SUMMIT, MS 39666-7074

Mortgage

Document Number0000309030
DateJan 13, 2021
Instrument309030
Lender
NameBANK OF FRANKLIN
TypeBank
AddressMCCOMB, MS 39648
Agreement
AmountAmount Recorded
Term59 Months
DueDec 15, 2025

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIKE MS
Property Address1196 WILLIS COTTON RD, SUMMIT, MS 39666-7074
Transaction TypeMortgage
Record UpdatedMar 07, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000296996
DateMay 30, 2019
Instrument296996
Lender
NameFIRST BANK
TypeBank
AddressMCCOMB, MS 39648
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term41 Months
DueOct 10, 2022

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIKE MS
Property Address1196 WILLIS COTTON RD, SUMMIT, MS 39666-7074
Transaction TypeMortgage
Record UpdatedMar 07, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000301067
DateDec 19, 2019
Instrument301067
Lender
NameBANK OF FRANKLIN
TypeBank
AddressMEADVILLE, MS 39653
Agreement
AmountAmount Recorded
Term12 Months
DueDec 25, 2020

Tax Assessment & Valuation

Source: Pike County records · Assessment roll updated September 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateMississippi
CountyPike County
Unified School DistrictNorth Pike School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$68.00 (-1.45%)$503 (-)$3,350 (-) Land $3,350
2024$69.00 (+2.99%)
2023$67.00 (+1.52%)$503$3,350 Land $3,350
2022$66.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pike County (28113C), updated June 18, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 281139501022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 64% of the US · above 83% of Mississippi
Wildfire LikelihoodAbout 1 in 452 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 31 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
TelapexFiber8,000 / 8,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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