1196 Vacation Dr, Lafayette, CA 94549 Property Records

Contra Costa County property record for 1196 Vacation Dr, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,165 sqft · built 1957
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,960 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jun 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`177-053-002-8`

Property Details

APN / Parcel Number

Primary APN	`177-053-002-8`
Alternative APN	`177-053-002`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,165 sqft Living Area
1st Floor Area	2,165 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1970
Lot Area	10,000 sqft (0.23 acres)

Location & Zoning

Street Address	1196 VACATION DR
City	LAFAYETTE
State	CA
Zip	94549-3243
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 2167 LOT 20
Legal Subdivision	2167 HAMILTON VLY
Legal Tract	2167
Legal Lot Number	20
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1008
Census Tract	340004

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1196 VACATION DR, LAFAYETTE, CA 94549-3243
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · Line of Credit LONGBRIDGE FINANCIAL LLC
Jun 20, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Mar 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Oct 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Recording Date	May 5, 2026
Property Address	1196 VACATION DR, LAFAYETTE, CA 94549-3243
Document Number	0000046343
Instrument Date	Apr 27, 2026
Instrument	202646343
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1196 VACATION DR, LAFAYETTE, CA 94549-3243

Mortgage

Document Number	0000046343,
Date	May 5, 2026
Instrument	202646343

Lender

Name	LONGBRIDGE FINANCIAL LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	951 Months
Due	Aug 10, 2105

Interest

Rate	6.38%
Max Rate	-1%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1196 VACATION DR, LAFAYETTE, CA 94549-3243
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000109792
Date	Jun 20, 2017
Instrument	2017-109792

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 7, 2047

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1196 VACATION DR, LAFAYETTE, CA 94549-3243
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	ORANGE COAST TITLE SAN JOSE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042077
Date	Mar 5, 2020
Instrument	2020-042077

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1196 VACATION DR, LAFAYETTE, CA 94549-3243
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1196 VACATION DR, LAFAYETTE, CA 94549-3243

Mortgage

Document Number	0000287853
Date	Oct 20, 2021
Instrument	2021-287853

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$546,550 (+2%) Land $303,988 Building $242,562
2025	$7,960.00 (+3.75%)	$535,834 (+4.04%) Land $298,028 Building $237,806
2023	$7,672.00 (+1.58%)	$515,029 Land $286,456 Building $228,573
2022	$7,553.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Etheric Networks, Verizon.

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