1196 Tandywood Dr, Pendleton, KY 40055 Property Records

Trimble County property record for 1196 Tandywood Dr, Pendleton, KY 40055

Property Summary

Property Type	Single Family Home
Lot Size	10 acres (438,649 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Dec 2013)
Tax Bill	$1,974 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Mar 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027-70-01-001.00`

Property Details

APN / Parcel Number

Primary APN	`027-70-01-001.00`
Alternative APN	`6495`

Exterior

Lot Area	438,649 sqft (10 acres)

Location & Zoning

Account Number	6495
Street Address	1196 TANDYWOOD DR
City	PENDLETON
State	KY
Zip	40055-8925
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE/BLDG & LOT 30 TANDY FARMS
Legal Subdivision	TANDY FARM
Legal Lot Number	30
Jurisdiction	TRIMBLE KY
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3030
Census Tract	100200

Owner

Source: Trimble County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1196 TANDYWOOD DR, PENDLETON, KY 40055-8925
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Mar 5, 2024	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2013 · Amount on Record
Deed Sale	Dec 13, 2013 · Amount on Record
Deed Document Number	0000135291
Deed Book / Page	135 / 291
Record Updated	Jun 8, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRIMBLE KY
Property Address	1196 TANDYWOOD DR, PENDLETON, KY 40055-8925
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M224/749
Date	Mar 19, 2019
Book Page	M224/749
Instrument	92978

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2049

Interest

Rate Type	Fixed Rate

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRIMBLE KY
Property Address	1196 TANDYWOOD DR, PENDLETON, KY 40055-8925
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1196 TANDYWOOD DR, PENDLETON, KY 40055-8925

Mortgage

Document Number	00M263/452
Date	Mar 5, 2024
Book Page	M263/452
Instrument	107643

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Mar 1, 2029
Change Frequency	6 Months
Min Rate At Change	4.37%
Max Rate At Change	8.37%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.3%

Tax Assessment & Valuation

Source: Trimble County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Trimble County
Unified School District	Trimble County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,974.00 (-3.47%) Homeowner's exemption	$223,000 (-)	$223,000 (-)
2023	$2,045.00 Homeowner's exemption	$223,000	$223,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENRY COUNTY WATER DISTRICT #2 serves 17,716 people · EPA ID KY0520192
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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