1196 Pershing Rd, Chula Vista, CA 91913 Property Records

San Diego County property record for 1196 Pershing Rd, Chula Vista, CA 91913

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,917 sqft · built 2011
Lot Size	0.67 acres (2,897 sqft)
Owner	2 Individual Names on Record
Last Sale	$373,000 (May 2011)
Tax Bill	$9,122 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Feb 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`644-330-26-00`

Property Details

APN / Parcel Number

Primary APN	`644-330-26-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,917 sqft Living Area

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Lot Area	2,897 sqft (0.67 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1196 PERSHING RD
City	CHULA VISTA
State	CA
Zip	91913-2513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC15RM1
Legal Description	LOT 26 TR 015803
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	015803
Legal Block	1
Legal Lot Number	26
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1003
Census Tract	13317

Owner

Source: San Diego County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2630 FLAGSTAFF CT, CHULA VISTA, CA 91914-2419
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2022	Deed of Trust, Mortgage · Line of Credit SYNERGY ONE LENDING
Feb 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Dec 6, 2019	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Nov 6, 2019	Quit Claim Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2011 · Amount on Record
Deed Sale	May 31, 2011 · Amount on Record
Deed Document Number	2011277169
Last Transfer Date	Oct 23, 2019
Transfer Doc	0000511034
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1196 PERSHING RD, CHULA VISTA, CA 91913-2513
Transaction Type	Mortgage
Record Updated	Sep 12, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1196 PERSHING RD, CHULA VISTA, CA 91913-2513

Mortgage

Document Number	0000349608
Date	Sep 1, 2022
Instrument	2022-0349608

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1196 PERSHING RD, CHULA VISTA, CA 91913-2513
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	TSI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054373
Date	Feb 2, 2017
Instrument	2017-0054373

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1196 PERSHING RD, CHULA VISTA, CA 91913-2513
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	NAVY FEDERAL TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1196 PERSHING RD, CHULA VISTA, CA 91913-2513

Mortgage

Document Number	0000043855
Date	Jan 21, 2021
Instrument	2021-0043855

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1196 PERSHING RD, CHULA VISTA, CA 91913-2513
Document Number	0000021434
Instrument Date	Dec 6, 2019
Transaction Type	Mortgage
Record Updated	Jan 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1196 PERSHING RD CHULA VISTA CA 919132513, CHULA VISTA, CA 91913-2513

Mortgage

Document Number	0000021434
Date	Jan 15, 2020
Instrument	21434

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jan 14, 2060

Interest

Rate Type	Adjustable Rate

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 6, 2019
Property Address	1196 PERSHING RD, CHULA VISTA, CA 91913-2513
Document Number	0000511034
Instrument Date	Oct 23, 2019
Instrument	511034
Transaction Type	Transfer
Record Updated	Nov 15, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1196 PERSHING RD CHULA VISTA CA 919132513, CHULA VISTA, CA 91913-2513

Mortgage

Document Number	511035
Date	Nov 6, 2019
Instrument	511035

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$487,132 (+2%) Land $156,809 Building $330,323
2025	$9,122.00 (+11.37%)	$477,582 (+4.04%) Land $153,735 Building $323,847
2023	$8,191.00 (+4.66%) Homeowner's exemption	$459,039 Land $147,766 Building $311,273
2022	$7,826.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 685 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: GeoLinks, T-Mobile, Wyyerd Connect.

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