1196 Otis Dr, Bethlehem, GA 30620 Property Records

Barrow County property record for 1196 Otis Dr, Bethlehem, GA 30620

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,789 sqft · built 2007
Lot Size	0.901 acres (39,257 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Mar 2019)
Tax Bill	$3,391 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`XX053D 081`

Property Details

APN / Parcel Number

Primary APN	`XX053D 081`
Alternative APN	`26297`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,789 sqft Heated Area
Attic Area	230 sqft
Basement Area	1,559 sqft
Unfinished Basement	1,559 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Architectural Style	Other
Exterior Material	Siding
Construction Type	Light Frame
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	39,257 sqft
Garage Area	460 sqft
Porch	Open Porch
Porch Area	200 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	26297
Street Address	1196 OTIS DR
City	BETHLEHEM
State	GA
Zip	30620-2048
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 46 CAMBRIDGE ESTATES II
Legal Subdivision	CAMBRIDGE ESTATES II
Legal Lot Number	46
Jurisdiction	BARROW GA
Township / Civil Division	BETHLEHEM
Census Block Group	2
Census Block	2016
Census Tract	180501

Owner

1196 Otis Dr is owned and occupied by an individual who bought it in March 2019.

Source: Barrow County records, as of December 26, 2025

Owner of Record	Individual Name on File
Mailing Address	1196 OTIS DR, BETHLEHEM, GA 30620-2048
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING
Mar 15, 2019	Grant Deed, Transfer · FHA Mortgage MORTGAGE ASSURANCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2019 · Amount on File
Deed Sale	Mar 15, 2019 · Amount on File
Prior Sale	Jun 2, 2015 · Amount on File
Deed Document Number	0002204537
Deed Book / Page	2204 / 537
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARROW GA
Property Address	1196 OTIS DR, BETHLEHEM, GA 30620-2048
Transaction Type	Mortgage
Record Updated	Jan 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1196 OTIS DR, BETHLEHEM, GA 30620-2048

Mortgage

Document Number	, 0000000621
Date	Dec 9, 2021
Book Page	0000002590/0000000621

Lender

Name	STEARNS LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BARROW GA
Recording Date	Mar 15, 2019
Property Address	1196 OTIS DR, BETHLEHEM, GA 30620-2048
Document Number	0022040537
Book / Page	002204 / 000537
Instrument Date	Mar 15, 2019
Transaction Type	Transfer
Record Updated	Apr 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1196 OTIS DR BETHLEHEM GA 306202048, BETHLEHEM, GA 30620-2048

Mortgage

Document Number	22040540
Date	Mar 15, 2019
Book Page	002204/000540

Lender

Name	MORTGAGE ASSURANCE
Type	Mortgage Company
Address	ATLANTA, GA 30338

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 14, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1196 Otis Dr was $3,391 with a homeowner's exemption.

Source: Barrow County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Barrow County
Unified School District	Barrow County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,391.00 Homeowner's exemption	$145,027 Land $28,000 Building $117,027	$362,568 Land $70,000 Building $292,568
2023	$3,774.00 (+43.99%) Homeowner's exemption	$133,974 (+34.39%) Land $28,000 Building $105,974	$334,936 (+34.39%) Land $70,000 Building $264,936
2022	$2,621.00 Homeowner's exemption	$99,692 Land $22,400 Building $77,292	$249,229 Land $56,000 Building $193,229

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1196 Otis Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1196 Otis Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARROW COUNTY WATER SYSTEM serves 17,893 people · EPA ID GA0130031
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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