1196 Hooper Ave NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 1196 Hooper Ave NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,475 sqft · built 1981
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Mar 2023)
Tax Bill	$4,597 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-37-28-04-1-1`

Property Details

APN / Parcel Number

Primary APN	`28-37-28-04-1-1`
Alternative APNs	`28-37-28-04-00001.0-0001.00` `2836828`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,475 sqft Living Area
Gross Area	2,225 sqft
1st Floor Area	1,475 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2002
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	137 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	462 sqft
Porch	Florida Room
Porch Area	288 sqft
Patio Area	1,100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2836828
Street Address	1196 HOOPER AVE NE
City	PALM BAY
State	FL
Zip	32905-4557
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	QUAIL HOLLOW LOT 1 BLK 1
Legal Range	37E
Legal Township	28S
Legal Section	28
Legal Subdivision	QUAIL HOLLOW
Legal Block	1
Legal Lot Number	1
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	1
Census Block	1001
Census Tract	65130

Owner

Source: Brevard County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1196 HOOPER AVE NE, PALM BAY, FL 32905-4557
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT LP
Mar 2, 2023	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2023 · Amount on Record
Deed Sale	Mar 2, 2023 · Amount on Record
Prior Sale	Sep 2, 2015 · Amount on Record
Deed Document Number	202342222
Deed Book / Page	9730 / 128
Prior Transfer Date	Aug 26, 1996
Prior Transfer Doc	3600004890
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Recording Date	Oct 6, 2026
Property Address	1196 HOOPER AVE NE, PALM BAY, FL 32905-4557
Document Number	0000205324
Book / Page	10744 / 1763
Instrument Date	Sep 2, 2026
Instrument	2026205324
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1196 HOOPER AVE NE, PALM BAY, FL 32905-4557

Mortgage

Document Number	0000205324,
Date	Oct 6, 2026
Book Page	10744/1763
Instrument	2026205324

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	317 Months
Due	Mar 1, 2053

Interest

Max Rate	-1%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Mar 2, 2023
Property Address	1196 HOOPER AVE NE, PALM BAY, FL 32905-4557
Document Number	0097300128
Book / Page	9730 / 128
Map Reference	MB 28 PG 34
Instrument Date	Feb 27, 2023
Instrument	2023042222
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	FOUNDATION TTL & STLMT SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 COPENHAVER AVE NE, PALM BAY, FL 32907-3123

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1196 HOOPER AVE NE, PALM BAY, FL 32905-4557

Mortgage

Document Number	0009730130
Date	Mar 2, 2023
Instrument	9730/130

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$229,630 (-7.81%)	$229,630 (-7.81%)
2025	$4,597.00 (+34.61%)	$249,080 (+10.24%) Land $65,000 Building $184,080	$249,080 (+10.24%) Land $65,000 Building $184,080
2023	$3,415.00 (+8.62%)	$225,950 (+3.82%) Land $55,000 Building $170,950	$225,950 (+3.82%) Land $55,000 Building $170,950
2022	$3,144.00	$217,640 Land $50,000 Building $167,640	$217,640 Land $50,000 Building $167,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2008–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Wire 3.

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