1196 E Memorial Hwy, Harmony, NC 28634 Property Records

Iredell County property record for 1196 E Memorial Hwy, Harmony, NC 28634 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,866 sqft · built 1975
Lot Size2.02 acres (88,253 sqft)
OwnerIndividual Name on File
Tax Bill$1,405 (2025)
Deeds & MortgagesMay 2023 Line of Credit
Oct 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN4799-02-3839.000

Property Details

APN / Parcel Number

Primary APN4799-02-3839.000
Alternative APN
  • 23091900

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,866 sqft Heated Area
Gross Area4,240 sqft
1st Floor Area1,866 sqft
Basement Area1,624 sqft
Unfinished Basement1,624 sqft
FlooringCarpet
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialMetal
Lot Area88,253 sqft (2.02 acres)
Lot Width278 ft Width
Garage TypeCarport
Garage Area462 sqft
CarportCarport
Carport Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area288 sqft
Shed1 Shed
Shed Area504 sqft
Storage Building432 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHot Water

Location & Zoning

Account Number23091900
Street Address1196 E MEMORIAL HWY
CityHARMONY
StateNC
Zip28634-9293
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTROUD NC 901
Legal SubdivisionTURNERSBURG
Legal Block2
JurisdictionIREDELL NC
Township / Civil DivisionTURNERSBURG
Census Block Group2
Census Block2018
Census Tract60802

Owner

Source: Iredell County records · APN 4799-02-3839.000

Assessment roll updated April 7, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1208 E MEMORIAL HWY, HARMONY, NC 28634-9294
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 12, 2023Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Oct 03, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 01, 1983
Deed SaleAug 01, 1983
Prior SaleJun 01, 1976
Deed Book / Page688 / 992
Record UpdatedJun 08, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIREDELL NC
Property Address1196 E MEMORIAL HWY, HARMONY, NC 28634-9293
Transaction TypeMortgage
Record UpdatedMay 26, 2023
Title CompanyWFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029912230
DateMay 12, 2023
Book Page2991/2230
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 02, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIREDELL NC
Property Address1196 E MEMORIAL HWY, HARMONY, NC 28634-9293
Document Number2517121
Instrument DateOct 03, 2017
Transaction TypeMortgage
Record UpdatedAug 28, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1196 E MEMORIAL HWY HARMONY NC 286349293, HARMONY, NC 28634-9293

Mortgage

Document Number2517121
DateOct 09, 2017
Book Page002517/000121
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 08, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Iredell County records · Assessment roll updated April 7, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyIredell County
Unified School DistrictIredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,405.00$228,080 (-) Land $38,440 Building $189,640$228,080 (-) Land $38,440 Building $189,640
2024$1,405.00$228,080 (+0.05%) Land $38,440 Building $189,640$228,080 (+0.05%) Land $38,440 Building $189,640
2023$1,405.00 (+33.43%)$227,970 (+44.05%) Land $38,330 Building $189,640$227,970 (+44.05%) Land $38,330 Building $189,640
2022$1,053.00$158,260 Land $33,220 Building $125,040$158,260 Land $33,220 Building $125,040

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Iredell County (37097C), updated January 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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