Polk County property record for 1196 E Hermosa Ave, Bartow, FL 33830
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,816 sqft · built 1987 |
| Lot Size | 0.357 acres (15,529 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $122,376 (Jan 2014) |
| Tax Bill | $2,002 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-30-17-428500-001010 |
| Primary APN | 25-30-17-428500-001010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,816 sqft Living Area |
| Gross Area | 2,300 sqft |
| 1st Floor Area | 1,816 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 15,529 sqft (0.357 acres) |
| Lot Dimensions | 135 ft deep x 130 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 177 sqft |
| Street Address | 1196 E HERMOSA AVE |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-7327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | LA SERENA PB 21 PGS 35 35A 35B LOT 1 & THAT PART OF 2 DESC AS BEG NE COR RUN W 20 FT SLY 135 FT TO R/W OF HERMOSA AVE ELY ALONG CURVE A CHORD DISTANCE OF 65 FT TO SE COR NWLY 125 FT TO POB |
| Legal Range | 25E |
| Legal Township | 30S |
| Legal Section | 17 |
| Legal Subdivision | LA SERENA |
| Legal Tract | 428500 |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 15102 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1196 E HERMOSA AVE, BARTOW, FL 33830-7327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Jun 15, 2023 | Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU |
| Aug 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU |
| May 10, 2018 | Loan Modification, Mortgage · Conventional Mortgage MIDFLORIDA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 28, 2014 · Amount on Record |
| Deed Sale | Jan 28, 2014 · Amount on Record |
| Prior Sale | Aug 20, 2013 · Amount on Record |
| Deed Document Number | 201414346 |
| Deed Book / Page | 9163 / 1937 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1196 E HERMOSA AVE, BARTOW, FL 33830-7327 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1196 E HERMOSA AVE, BARTOW, FL 33830-7327 |
| Document Number | 0000140072 |
|---|---|
| Date | Jun 15, 2023 |
| Book Page | 12729/821 |
| Instrument | 2023140072 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Jul 1, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 3.62% |
| Max Rate At Change | 7.62% |
| Index | 1-Year T-Bill |
| Max Rate | 9.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1196 E HERMOSA AVE, BARTOW, FL 33830-7327 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1196 E HERMOSA AVE, BARTOW, FL 33830-7327 |
| Document Number | 0000212193 |
|---|---|
| Date | Aug 13, 2021 |
| Book Page | 11848/425 |
| Instrument | 2021212193 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 1, 2031 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1196 E HERMOSA AVE, BARTOW, FL 33830-7327 |
| Document Number | 0106141114 |
| Instrument Date | May 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1196 E HERMOSA AVE BARTOW FL 338307327, BARTOW, FL 33830-7327 |
| Document Number | 0106141114 |
|---|---|
| Date | Sep 17, 2018 |
| Book Page | 010614/001114 |
| Instrument | 197384 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | LAKELAND, FL 33803 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 16, 2028 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Bartow City |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $157,347 (+2.7%) | $250,584 (-1.35%) Land $45,147 Building $205,437 | |
| 2025 | $2,002.00 (-9.33%) Homeowner's exemption | $153,210 (+5.99%) | $254,003 (-2.29%) Land $45,147 Building $208,856 |
| 2023 | $2,208.00 (+16.03%) Homeowner's exemption | $144,555 (+3%) | $259,951 (+15.67%) Land $43,590 Building $216,361 |
| 2022 | $1,903.00 Homeowner's exemption | $140,345 | $224,738 Land $35,806 Building $188,932 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BARTOW serves 21,501 people · EPA ID FL6530315 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures