1196 Collier Rd, Accident, MD 21520 Property Records

Garrett County property record for 1196 Collier Rd, Accident, MD 21520

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,590 sqft · built 1987
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,763 (2026)
Deeds & Mortgages	May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-012988`

Property Details

APN / Parcel Number

Primary APN	`05-012988`
Alternative APNs	`5012988` `012988`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,590 sqft Total Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	44,867 sqft (1.03 acres)
Deck Area	446 sqft
Shed	1 Shed
Shed Area	720 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	012988
Street Address	1196 COLLIER RD
City	ACCIDENT
State	MD
Zip	21520-1335
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.03 AC E/S COLLIER RD COVE
Jurisdiction	GARRETT MD
Township / Civil Division	5, ACCIDENT
Census Block Group	2
Census Block	2030
Census Tract	200

Owner

Source: Garrett County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1196 COLLIER RD, ACCIDENT, MD 21520-1335
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	1196 COLLIER RD, ACCIDENT, MD 21520-1335
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022010332
Date	May 1, 2020
Book Page	2201/332

Lender

Name	FIRST UNITED BANK & TRUST
Type	Bank
Address	OAKLAND, MD 21550

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,763.00 (+5.32%) Homeowner's exemption	$188,800 (+34.09%) Land $32,000 Building $156,800	$188,800 (+34.09%) Land $32,000 Building $156,800
2023	$1,674.00 Homeowner's exemption	$140,800 Land $23,500 Building $117,300	$140,800 Land $23,500 Building $117,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1996–2024)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Severe Storms And Flooding, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
QCOL Fiber	10,000 / 10,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20