1196 Cedar Tree Ln, Cantonment, FL 32533 Property Records

Escambia County property record for 1196 Cedar Tree Ln, Cantonment, FL 32533

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,816 sqft · built 1965
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$227,000 (Aug 2022)
Tax Bill	$3,400 (2024)
Deeds & Mortgages	Nov 2023 Line of Credit Aug 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`34-2N-31-3330-000-000`

Property Details

APN / Parcel Number

Primary APN	`34-2N-31-3330-000-000`
Alternative APN	`120589000`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,816 sqft Adjusted Area
1st Floor Area	1,750 sqft
Upper Floors Area	792 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Carport
Garage Area	888 sqft
Carport	Carport
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Porch
Porch Area	544 sqft
Deck Area	332 sqft
Patio Area	332 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	120589000
Old Parcel Number	120589000
Street Address	1196 CEDAR TREE LN
City	CANTONMENT
State	FL
Zip	32533-9506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDMU
Legal Description	W1/2 OF SW1/4 OF SW1/4 OF SW1/4 OR 8839 P 690
Legal Range	31W
Legal Township	02N
Legal Section	34
Legal Subdivision	SUBDIVISION NUMBER: 3330
Jurisdiction	ESCAMBIA FL
Township / Civil Division	CANTONMENT
Census Block Group	1
Census Block	1024
Census Tract	3613

Owner

Source: Escambia County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1196 CEDAR TREE LN, CANTONMENT, FL 32533-9506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK OF HUTCHINSON
Aug 11, 2022	Warranty Deed, Transfer SURETY LAND TITLE/FL LLC, SURETY LAND TITLE OF FL LLC
May 2, 2019	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jul 20, 2020	Grant Deed, Transfer NOT AVAILABLE
Feb 17, 2017	Loan Modification, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2022 · Amount on Record
Deed Sale	Aug 11, 2022 · Amount on Record
Deed Document Number	2022081850
Deed Book / Page	8839 / 690
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	1196 CEDAR TREE LN, CANTONMENT, FL 32533-9506
Transaction Type	Mortgage
Record Updated	Dec 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3105 E GREENFIELD RD, HUTCHINSON, KS 67501-8734

Mortgage

Document Number	0090701294
Date	Nov 17, 2023
Book Page	9070/1294
Instrument	2023092297

Lender

Name	THE FIRST NATIONAL BANK OF HUTCHINSON
Type	Bank
Address	HUTCHINSON, KS 67504

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Nov 1, 2028

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Aug 11, 2022
Property Address	1196 CEDAR TREE LN, CANTONMENT, FL 32533-9506
Document Number	0088390690
Book / Page	8839 / 690
Instrument Date	Aug 9, 2022
Instrument	2022081850
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	SURETY LAND TITLE/FL LLC, SURETY LAND TITLE OF FL LLC

Transaction

Amount	Amount Recorded
Tax	$1,589.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1196 CEDAR TREE LN, CANTONMENT, FL 32533-9506

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	1196 CEDAR TREE LN, CANTONMENT, FL 32533-9506
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0080880051
Date	May 2, 2019
Book Page	8088/0051
Instrument	2019037993

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 2, 2029

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Jul 20, 2020
Property Address	1196 CEDAR TREE LN, CANTONMENT, FL 32533-9506
Document Number	0083340045
Book / Page	008334 / 000045
Instrument Date	Jul 17, 2020
Instrument	58440
Transaction Type	Transfer
Record Updated	Aug 24, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$78.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1196 CEDAR TREE LN CANTONMENT FL 325339506, CANTONMENT, FL 32533-9506

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ESCAMBIA FL
Property Address	1196 CEDAR TREE LN, CANTONMENT, FL 32533-9506
Document Number	0076801453
Book / Page	007680 / 001453
Instrument Date	Feb 17, 2017
Transaction Type	Mortgage
Record Updated	Apr 7, 2017
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1196 CEDAR TREE LN CANTONMENT FL 325339506, CANTONMENT, FL 32533-9506

Mortgage

Document Number	0076801453
Date	Mar 16, 2017
Book Page	007680/001453
Instrument	18964

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Mar 15, 2057

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$268,237 (+20.23%)	$268,237 (+20.23%) Land $60,000 Building $208,237
2024	$3,400.00 (+10.25%)
2023	$3,084.00 (+115.06%)	$223,099 (+61.83%)	$223,099 (+9.95%) Land $27,360 Building $195,739
2022	$1,434.00 Homeowner's exemption	$137,857	$202,914 Land $27,360 Building $175,554

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1998–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COTTAGE HILL WATER WORKS private · serves 6,737 people · EPA ID FL1170168
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Cox Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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